3256 E Waterman St, Gilbert, AZ 85297 Property Records

Maricopa County property record for 3256 E Waterman St, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,609 sqft · built 2002
Lot Size0.138 acres (6,050 sqft)
OwnerIndividual Name on Record
Last Sale$315,000 (Dec 2019)
Tax Bill$1,596 (2025)
Deeds & MortgagesMay 2021 Mortgage
Dec 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-51-655

Property Details

APN / Parcel Number

Primary APN304-51-655

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,609 sqft Living Area
1st Floor Area1,609 sqft

Exterior

Year BuiltBuilt 2002
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,050 sqft (0.138 acres)
Parking Spaces2 Parking Spaces
Pool Area333 sqft
Patio Area133 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address3256 E WATERMAN ST
CityGILBERT
StateAZ
Zip85297-9319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionSAN TAN RANCH PARCEL 5 MCR 480-33
Legal Range06E
Legal Township02S
Legal Section02
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionSAN TAN RANCH PARCEL 5
Legal Lot Number16
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2000
Census Tract815700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Dec 30, 2019Warranty Deed, Transfer · Conventional Mortgage
GUARDIAN MORTGAGE CO INC
Sep 27, 2017Quit Claim Deed, Transfer · FHA Mortgage
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2019 · Amount on Record
Deed SaleDec 30, 2019 · Amount on Record
Prior SaleSep 27, 2017
Deed Document Number20191056230
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319

Mortgage

Document Number0000525942
DateMay 11, 2021
Instrument20210525942
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
AddressRICHARDSON, TX 75083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 30, 2019
Property Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319
Document Number0001056230
Map ReferenceMB 480 PG 33
Instrument DateDec 26, 2019
Instrument20191056230
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3256 E WATERMAN ST, 3256, GILBERT, AZ 85297-9319

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319

Mortgage

Document Number0001056231
DateDec 30, 2019
Instrument20191056231
Lender
NameGUARDIAN MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateSep 27, 2017
Property Address3256 E WATERMAN ST, GILBERT, AZ 85297-9319
Document Number0000714016
Instrument DateAug 24, 2017
Instrument714016
Transaction TypeTransfer
Record UpdatedOct 3, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3256 E WATERMAN ST GILBERT AZ 852979319, GILBERT, AZ 85297-9319

Mortgage

Document Number714017
DateSep 27, 2017
Instrument714017
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85034
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,680 (-0.77%)$426,800 (-0.77%) Land $85,300 Building $341,500
2025$1,596.00 (-6.61%)
2024$43,010$430,100 Land $86,000 Building $344,100
2023$1,709.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

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