3256 Cathleen Ln, Tracy, CA 95377 Property Records

San Joaquin County property record for 3256 Cathleen Ln, Tracy, CA 95377

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,443 sqft · built 2000
Lot Size0.12 acres (5,217 sqft)
Owner2 Individual Names on Record
Last Sale$285,500 (Oct 2000)
Tax Bill$5,323 (2026)
Deeds & MortgagesJun 2022 Mortgage
Dec 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN238-370-290-000

Property Details

APN / Parcel Number

Primary APN238-370-290-000
Alternative APN
  • 238-370-29

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,443 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleL-Shape
Construction TypeWood
Lot Area5,217 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number238-370-29
Street Address3256 CATHLEEN LN
CityTRACY
StateCA
Zip95377-7945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 138
Legal SubdivisionWESTGATE
Legal Block3
Legal Lot Number138
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3012
Census Tract5211

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3256 CATHLEEN LN, TRACY, CA 95377-7945
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MERCHANTS BANK OF CENTRAL CA
Dec 24, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Feb 5, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 17, 2000 · Amount on Record
Deed SaleOct 17, 2000 · Amount on Record
Deed Document Number2000121386
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3256 CATHLEEN LN, TRACY, CA 95377-7945
Transaction TypeMortgage
Record UpdatedJul 15, 2022
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000080788
DateJun 30, 2022
Instrument2022-080788
Lender
NameFARMERS & MERCHANTS BANK OF CENTRAL CA
TypeBank
AddressLODI, CA 95241
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3256 CATHLEEN LN, TRACY, CA 95377-7945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCALIFORNIA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3256 CATHLEEN LN, TRACY, CA 95377-7945

Mortgage

Document Number0000143598
DateDec 24, 2018
Instrument2018-143598
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressBILLINGS, MT 59107
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 15, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address3256 CATHLEEN LN, TRACY, CA 95377-7945
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015696
DateFeb 5, 2020
Instrument2020-015696
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term0 Months
DueFeb 27, 2020

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,323.00 (-0.41%)
2025$5,345.00 (+11.31%) Homeowner's exemption$429,631 (+4.04%) Land $120,537 Building $309,094
2023$4,802.00 (-11.47%) Homeowner's exemption$412,950 Land $115,857 Building $297,093$717,570
2022$5,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 74% of California
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
400 / 80
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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