3256 Ave M NW, Winter Haven, FL 33881 Property Records

Polk County property record for 3256 Ave M NW, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,097 sqft · built 2007
Lot Size	0.172 acres (7,501 sqft)
Owner	Company Name on File
Last Sale	$190,000 (May 2026)
Tax Bill	$1,874 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-28-24-353602-002310`

Property Details

APN / Parcel Number

Primary APN	`25-28-24-353602-002310`
Alternative APNs	`242825353602002310` `42825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,097 sqft Living Area
Gross Area	1,370 sqft
1st Floor Area	1,097 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	273 sqft
Porch	Unfinished Open Porch
Porch Area	30 sqft

Location & Zoning

Street Address	3256 AVENUE M NW
City	WINTER HAVEN
State	FL
Zip	33881-2239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	INWOOD UNIT 5 PB 14 PGS 1 & 1A ------ LOT 231 S13/24 T28 R25 S19 T28 R26
Legal Range	25E
Legal Township	28S
Legal Section	24
Legal Subdivision	INWOOD UNIT 5
Legal Tract	353602
Legal Block	3
Legal Lot Number	231
Legal Unit	5
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3006
Census Tract	13400

Owner

3256 Ave M NW is owned by a company that bought it in May 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	8530 SW 20TH ST, MIAMI, FL 33155-1008
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage TURNER TITLE INC
Jul 17, 2020	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Jul 17, 2020 · Amount on File
Deed Document Number	2026126090
Deed Book / Page	14013 / 2116
Prior Transfer Date	Sep 15, 2006
Prior Transfer Doc	0000237840
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 28, 2026
Property Address	3256 AVENUE M NW, WINTER HAVEN, FL 33881-2239
Document Number	0000126090
Book / Page	14013 / 2116
Instrument Date	May 1, 2026
Instrument	2026126090
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	TURNER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8530 SW 20TH ST, MIAMI, FL 33155-1008

Mortgage

Document Number	0000126092,
Date	May 28, 2026
Instrument	2026126092

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 17, 2020
Property Address	3256 AVENUE M NW, WINTER HAVEN, FL 33881-2239
Document Number	0113020252
Book / Page	011302 / 000252
Instrument Date	Jul 13, 2020
Instrument	143397
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3256 AVENUE M NW WINTER HAVEN FL 338812239, WINTER HAVEN, FL 33881-2239

Mortgage

Document Number	113020255
Date	Jul 17, 2020
Book Page	011302/000255
Instrument	143399

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3256 Ave M NW was $1,874, down 25.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,365 (+1%)	$169,924 (-3.12%) Land $18,002 Building $151,922
2025	$1,874.00 (-25.28%)	$123,968	$175,394 Land $18,002 Building $157,392
2024	$2,508.00 (+11.42%)
2023	$2,251.00 (+10.45%)	$182,571 (+15.69%) Land $13,127 Building $169,444	$182,571 (+15.69%) Land $13,127 Building $169,444
2022	$2,038.00	$157,806 Land $4,501 Building $153,305	$157,806 Land $4,501 Building $153,305

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3256 Ave M NW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3256 Ave M NW is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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