Tillamook County property record for 32550 Gist Rd, Cloverdale, OR 97112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,952 sqft · built 1935 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,152 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jul 2022 Line of Credit + 1 more |
| Flood Zone | Zone D (undetermined) |
| APN | 4S1015-00-00500 |
| Primary APN | 4S1015-00-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| 2nd Floor Area | 416 sqft |
| Attic Area | 390 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 198,198 sqft (4.55 acres) |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 216 sqft |
| Patio Area | 345 sqft |
| Lean-To | 220 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 217517 |
|---|---|
| Old Parcel Number | 4S10150000500 |
| Street Address | 32550 GIST RD |
| City | CLOVERDALE |
| State | OR |
| Zip | 97112-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | F-1 |
| Legal Description | SEC/TWN/RNG/MER:SEC 15 TWN 04S RNG 10W MAP REF:4S10150000500 |
| Legal Range | 10 |
| Legal Township | 04S |
| Legal Section | 15 |
| Jurisdiction | TILLAMOOK OR |
| Township / Civil Division | NESKOWIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960800 |
Source: Tillamook County records, as of January 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Jul 15, 2022 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Jan 10, 2019 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 25, 2006 |
| Transfer Doc | 0000006452 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Document Number | 0000001195 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 2023-01195 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Document Number | 0000004504 |
|---|---|
| Date | Jul 15, 2022 |
| Instrument | 2022-04504 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 32550 GIST RD, CLOVERDALE, OR 97112-9502 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000000156 |
|---|---|
| Date | Jan 10, 2019 |
| Instrument | 2019-0156 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Tillamook County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Tillamook County |
| Unified School District | Nestucca Valley School District 101J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,152.00 (+6.11%) | $177,148 (+2.93%) Land $21,538 Building $155,610 | $407,420 (+5.3%) Land $134,760 Building $272,660 |
| 2024 | $2,028.00 (+0.6%) | $172,110 (+2.93%) Land $21,030 Building $151,080 | $386,920 (-6.24%) Land $131,290 Building $255,630 |
| 2023 | $2,016.00 (+3.65%) | $167,215 (+2.92%) Land $20,535 Building $146,680 | $412,680 (+5.41%) Land $132,360 Building $280,320 |
| 2022 | $1,945.00 | $162,471 Land $20,061 Building $142,410 | $391,510 Land $97,750 Building $293,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 74 (1981–2025) |
| Claims Outside the SFHA | 3 of 74 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Oregon |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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