Elbert County property record for 32550 Cattle Cir, Ramah, CO 80832
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,512 sqft · built 2004 |
| Lot Size | 60 acres (2,616,998 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 81212-00-089 |
| Primary APN | 81212-00-089 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Basement Area | 1,512 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,616,998 sqft (60 acres) |
| Garage Type | Attached |
| Garage Area | 605 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Other |
|---|---|
| Heating System | Forced Air |
| Account Number | R116182 |
|---|---|
| Old Parcel Number | 8121200089 |
| Street Address | 32550 CATTLE CIR |
| City | RAMAH |
| State | CO |
| Zip | 80832-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | A |
| Legal Description | SECTION: 20 TOWNSHIP: 8 RANGE: 61 (PAR IN NW4) SECTION: 21 TOWNSHIP: 8 RANGE: 61 (PAR IN N2)SUBDIVISION: SPRING CREEK RANCH L |
| Legal Range | 61 |
| Legal Township | 08 |
| Legal Section | 20 |
| Legal Quarter | NW |
| Legal Subdivision | SPRING CREEK RANCH |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | ELBERT CO |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 961205 |
Source: Elbert County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 32550 CATTLE CIR, RAMAH, CO 80832-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AIR ACADEMY FCU |
| Jul 3, 2017 | Deed of Trust, Mortgage · Line of Credit AIR ACADEMY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Jan 4, 2008 |
| Last Transfer Date | Nov 25, 2013 |
| Transfer Doc | 0007490100 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 32550 CATTLE CIR, RAMAH, CO 80832-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008170173 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 817/173 |
| Instrument | 608628 |
| Name | AIR ACADEMY FCU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80924 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | May 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELBERT CO |
| Property Address | 32550 CATTLE CIR, RAMAH, CO 80832-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007790066 |
|---|---|
| Date | Jul 3, 2017 |
| Book Page | 0779/0066 |
| Instrument | 570305 |
| Name | AIR ACADEMY FCU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80924 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Elbert County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Elbert County |
| Unified School District | Kiowa School District C-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (+29.12%) | $29,020 (+11.23%) Land $470 Building $28,550 | $403,742 (+20.31%) Land $1,742 Building $402,000 |
| 2023 | $1,535.00 (+13.54%) | $26,090 (+16.53%) Land $480 Building $25,610 | $335,579 (+19.11%) Land $1,819 Building $333,760 |
| 2022 | $1,352.00 | $22,390 Land $470 Building $21,920 | $281,743 Land $1,774 Building $279,969 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 58% of Colorado |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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