3255 Washington Rd, Prophetstown, IL 61277 Property Records

Whiteside County property record for 3255 Washington Rd, Prophetstown, IL 61277

Property Summary

Property Type	Single Family Home
Lot Size	2.48 acres (108,290 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Nov 2009)
Tax Bill	$4,361 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2118300006`

Property Details

APN / Parcel Number

Primary APN	`2118300006`
Alternative APN	`95652`

Exterior

Lot Area	108,290 sqft (2.48 acres)
Lot Dimensions	198 ft deep x 252 ft wide

Location & Zoning

Account Number	95652
Street Address	3255 WASHINGTON RD
City	PROPHETSTOWN
State	IL
Zip	61277-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 S 1/2 SEC 18 TWP 19 RNG 5
Legal Range	05E
Legal Township	19N
Legal Section	18
Legal Lot Number	3
Jurisdiction	WHITESIDE IL
Township / Civil Division	PROPHETSTOWN
Census Block Group	2
Census Block	2058
Census Tract	700

Owner

3255 Washington Rd is owned and occupied by an individual who bought it in November 2009.

Source: Whiteside County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3255 WASHINGTON RD, PROPHETSTOWN, IL 61277-9033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NATIONAL BANK
Jan 26, 2024	Deed of Trust, Mortgage · Closed-End Mortgage FARMERS NATIONAL BANK
Sep 25, 2018	Warranty Deed, Transfer FARMERS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2009 · Amount on File
Deed Sale	Nov 16, 2009 · Amount on File
Deed Document Number	2009389-2009
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Jul 28, 2026
Property Address	3255 WASHINGTON RD, PROPHETSTOWN, IL 61277-9033
Document Number	0000003919
Instrument Date	Jul 15, 2026
Instrument	20263919
Transaction Type	Mortgage
Record Updated	Aug 17, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 WASHINGTON RD, PROPHETSTOWN, IL 61277-9033

Mortgage

Document Number	0000003919,
Date	Jul 28, 2026
Instrument	20263919

Lender

Name	FARMERS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	3255 WASHINGTON RD, PROPHETSTOWN, IL 61277-9033
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000388
Date	Jan 26, 2024
Instrument	2024-00388

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	61 Months
Due	Feb 19, 2029

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 25, 2018
Property Address	3255 WASHINGTON RD, PROPHETSTOWN, IL 61277-9033
Document Number	0000005297
Instrument Date	Sep 25, 2018
Instrument	5297
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 WASHINGTON RD PROPHETSTOWN IL 612779033, PROPHETSTOWN, IL 61277-9033

Mortgage

Document Number	5298
Date	Sep 25, 2018
Instrument	5298

Lender

Name	FARMERS NAT'L BK
Type	Bank
Address	PROPHETSTOWN, IL 61277

Agreement

Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2028

Interest

Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 3255 Washington Rd was $4,361.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Prophetstown Township
Unified School District	Prophetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,361.00	$64,401 Land $11,209 Building $53,192
2024			$193,203 Land $33,627 Building $159,576
2022	$3,051.00 Additional exemption filed	$45,790 Land $7,970 Building $37,820	$137,370 Land $23,910 Building $113,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3255 Washington Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3255 Washington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Strada Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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