3255 Shady Lake Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 3255 Shady Lake Dr, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,629 sqft · built 2005
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-23-04-0-00005-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-23-04-0-00005-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,629 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	3255 SHADY LAKE DR
City	HERNANDO
State	MS
Zip	38632-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	DEERWOOD S/D SEC A 1ST REV LOT 5
Legal Range	08
Legal Township	03
Legal Section	23
Legal Subdivision	DEERWOOD S/D
Legal Lot Number	5
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2011
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3255 SHADY LAKE DR, HERNANDO, MS 38632-8060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2020
Deed Sale	Jan 16, 2020
Prior Sale	Oct 26, 2018
Deed Document Number	0000909461
Deed Book / Page	0909 / 461
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 16, 2020
Property Address	3255 SHADY LAKE DR, HERNANDO, MS 38632-8060
Document Number	000909/461
Book / Page	0909 / 461
Map Reference	MB 89 PG 43&44
Instrument Date	Jan 14, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 735, HERNANDO, MS 38632-0735

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8814 YOUNGBLOOD RD, OLIVE BRANCH, MS 38654-7758

Mortgage

Document Number	0004869715
Date	Jan 16, 2020
Instrument	4869/715

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2030

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 26, 2018
Property Address	3255 SHADY LAKE DR, HERNANDO, MS 38632-8060
Document Number	000871/433
Book / Page	0871 / 433
Map Reference	MB 89 PG 43&44
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 CAMBORNE AVE NE, 606, FORT WALTON BEACH, FL 32547-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 SHADY LAKE DR, HERNANDO, MS 38632-8060

Mortgage

Document Number	0004627062
Date	Oct 26, 2018
Instrument	4627/062

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,666.00 (+15.16%)	$25,447 (+35.08%) Land $3,500 Building $21,947	$254,470 (+35.08%) Land $35,000 Building $219,470
2023	$2,315.00	$18,838	$188,381 Land $35,000 Building $153,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Nearby Properties on Shady Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures