3255 Main St, Cottondale, FL 32431 Property Records

Jackson County property record for 3255 Main St, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,338 sqft · built 1950
Lot Size1.35 acres (58,806 sqft)
OwnerIndividual Name on Record
Last Sale$55,000 (May 2008)
Tax Bill$503 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-5N-11-0000-0250-0000

Property Details

APN / Parcel Number

Primary APN30-5N-11-0000-0250-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,338 sqft Heated Area
Gross Area2,591 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area58,806 sqft (1.35 acres)
Lot Width140 ft Width
PorchOpen Porch
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3255 MAIN ST
CityCOTTONDALE
StateFL
Zip32431-3009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 83 P 809 OR 284 P 383 COMM AT SEC OF NW1/4 OF SW1/4, RUN N 20 FT TO BEGIN, RUN N 140 FT W 400 FT, S 140 FT, E 400 FT TO PO
Legal Range11W
Legal Township05N
Legal Section30
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group1
Census Block1069
Census Tract210400

Owner

Source: Jackson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3255 MAIN ST, COTTONDALE, FL 32431-3009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2008 · Amount on Record
Deed SaleMay 13, 2008 · Amount on Record
Deed Document Number0001193651
Deed Book / Page1193 / 651
Record UpdatedJun 8, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJACKSON FL
Property Address3255 MAIN ST, COTTONDALE, FL 32431-3009
Document Number0016110057
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3255 MAIN ST COTTONDALE FL 324313009, COTTONDALE, FL 32431-3009

Mortgage

Document Number0016110057
DateMay 23, 2019
Book Page001611/000057
Instrument32006556
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43219-6009
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMay 22, 2049
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
MunicipalityCottondale Town
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$503.00 (+1.62%) Homeowner's exemption$60,686 (+2.9%)$91,926 (-) Land $11,830 Building $80,096
2024$495.00 (+3.56%) Homeowner's exemption$58,976 (+3%)$91,926 (+4.07%) Land $11,830 Building $80,096
2023$478.00 (+7.66%) Homeowner's exemption$57,258 (+3%)$88,335 (+21.33%) Land $11,830 Building $76,505
2022$444.00 Homeowner's exemption$55,590$72,808 Land $11,830 Building $60,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTONDALE WATER SYSTEM
serves 861 people · EPA ID FL1320143
Water SourceGroundwater
Last State InspectionOct 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Main St

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