Burke County property record for 3255 Flat Gap Rd, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 938 sqft · built 1929 |
| Lot Size | 0.995 acres (43,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,000 (Feb 2026) |
| Tax Bill | $432 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2022 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2732662269 |
| Primary APN | 2732662269 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 469 sqft |
| Basement Area | 469 sqft |
| Unfinished Basement | 469 sqft |
| Flooring | Tile |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 43,379 sqft (0.995 acres) |
| Deck Area | 528 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3255 FLAT GAP RD |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 3255 FLAT GAP RD VALDESE, NC 28690 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21201 |
Source: Burke County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3255 FLAT GAP RD, VALDESE, NC 28690-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC |
| Sep 30, 2022 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Oct 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 202626001139 |
| Deed Book / Page | 2854 / 40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 3255 FLAT GAP RD, VALDESE, NC 28690-9617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 123 BLACKBERRY INN RD, WEAVERVILLE, NC 28787-9710 |
| Document Number | 0028540043 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 2854/43 |
| Instrument | 2026001140 |
| Name | FIRST COAST MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 3255 FLAT GAP RD, VALDESE, NC 28690-9617 |
| Document Number | 0026480678 |
| Book / Page | 2648 / 678 |
| Instrument Date | Jul 6, 2022 |
| Instrument | 2021026300 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 82 PATTON AVE # 500, 500, ASHEVILLE, NC 28801-3319 |
| Name | Verified Name |
|---|---|
| Address | 515 CAUSBY RD, MORGANTON, NC 28655-9250 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Oct 6, 2017 |
| Property Address | 3255 FLAT GAP RD, VALDESE, NC 28690-9617 |
| Document Number | 0023150042 |
| Book / Page | 002315 / 000042 |
| Instrument Date | Mar 25, 2017 |
| Instrument | 9044 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3255 FLAT GAP RD VALDESE NC 286909617, VALDESE, NC 28690-9617 |
Source: Burke County assessment roll, as of September 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432.00 (+12.5%) | $51,605 (+15.81%) Land $19,004 Building $32,601 | $51,605 (+15.81%) Land $19,004 Building $32,601 |
| 2023 | $384.00 | $44,559 Land $19,004 Building $25,555 | $44,559 Land $19,004 Building $25,555 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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