3255 Echo Ln SW, Rochester, MN 55902 Property Records

Olmsted County property record for 3255 Echo Ln SW, Rochester, MN 55902

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,392 sqft · built 2013
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Aug 2019)
Tax Bill	$8,514 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`64.22.13.076690`

Property Details

APN / Parcel Number

Primary APN	`64.22.13.076690`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,392 sqft Living Area
1st Floor Area	1,214 sqft
2nd Floor Area	1,178 sqft
Basement Area	1,214 sqft
Finished Basement	910 sqft
Unfinished Basement	304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Asphalt
Lot Area	11,631 sqft (0.267 acres)
Lot Dimensions	142 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	105 sqft
Deck Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3255 ECHO LN SW
City	ROCHESTER
State	MN
Zip	55902-2875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-22 TWP-106 RANGE-014 ECHO RIDGE LOT-027 BLOCK-002 LOT 27 BLK 2
Legal Range	14
Legal Township	106
Legal Section	22
Legal Subdivision	ECHO RIDGE
Legal Block	2
Legal Lot Number	27
Jurisdiction	OLMSTED MN
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2001
Census Tract	1202

Owner

3255 Echo Ln SW is owned by two individuals who bought it in August 2019.

Source: Olmsted County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2650 75TH ST NW, ROCHESTER, MN 55901-9003
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage QRL FINANCIAL SERVICES
Jan 12, 2023	Transfer on Death Deed, Transfer
Aug 29, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Jun 30, 2014 · Amount on File
Deed Document Number	20191479998
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	3255 ECHO LN SW, ROCHESTER, MN 55902-2875
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	ROCHESTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1505594
Date	Jul 22, 2020
Instrument	A-1505594

Lender

Name	QRL FINANCIAL SERVICES
Type	Lending Institution
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OLMSTED MN
Recording Date	Jan 12, 2023
Property Address	3255 ECHO LN SW, ROCHESTER, MN 55902-2875
Document Number	00A1580143
Instrument Date	Dec 2, 2022
Instrument	A-1580143
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLMSTED MN
Recording Date	Aug 29, 2019
Property Address	3255 ECHO LN SW, ROCHESTER, MN 55902-2875
Document Number	00A1479998
Instrument Date	Aug 23, 2019
Instrument	A-1479998
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ROCHESTER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3255 ECHO LN SW, ROCHESTER, MN 55902-2875

Mortgage

Document Number	00A1479999
Date	Aug 29, 2019
Instrument	A-1479999

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3255 Echo Ln SW was $8,514.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Rochester City
Unified School District	Rochester Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,514.00
2025		$592,300 Land $75,000 Building $517,300	$592,300 Land $75,000 Building $517,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3255 Echo Ln SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3255 Echo Ln SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rochester serves 123,624 people · EPA ID MN1550010
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
Hiawatha Broadband Communications Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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