3255 Cardinal Ct, Morris, IL 60450 Property Records

Grundy County property record for 3255 Cardinal Ct, Morris, IL 60450

Property Summary

Property Type	Single Family Home
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2023)
Tax Bill	$6,376 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-432-004`

Property Details

APN / Parcel Number

Primary APN	`06-16-432-004`

Exterior

Lot Area	43,124 sqft (0.99 acres)

Location & Zoning

Street Address	3255 CARDINAL CT
City	MORRIS
State	IL
Zip	60450-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HALF MOON LAKE UNIT 2 LT 69 SEC 16-33-8
Legal Range	08W
Legal Township	33N
Legal Section	16
Legal Subdivision	HALF MOON LAKE
Legal Lot Number	69
Legal Unit	2
Jurisdiction	GRUNDY IL
Township / Civil Division	GOOSE LAKE
Census Block Group	1
Census Block	1078
Census Tract	700

Owner

Source: Grundy County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL PLUS CU
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Mar 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage GRUNDY BANK
Dec 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 7, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Apr 7, 2020 · Amount on Record
Deed Document Number	2023621139
Prior Transfer Date	Nov 9, 2020
Prior Transfer Doc	0000598423
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, GR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000634147
Date	Sep 19, 2025
Instrument	634147

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Aug 23, 2023
Property Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Document Number	0000621139
Map Reference	PB E PG 12
Instrument Date	Aug 9, 2023
Instrument	621139
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 CARDINAL CT, MORRIS, IL 60450-9724

Mortgage

Document Number	0000621140
Date	Aug 23, 2023
Instrument	621140

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000568307
Date	Mar 1, 2017
Instrument	568307

Lender

Name	GRUNDY BANK
Type	Bank
Address	MORRIS, IL 60450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRUNDY IL
Recording Date	Dec 4, 2020
Property Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Document Number	0000598423
Map Reference	DOC 215600
Instrument Date	Nov 9, 2020
Instrument	598423
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000598424
Date	Dec 4, 2020
Instrument	598424

Lender

Name	CROSSCOUNTRY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Apr 7, 2020
Property Address	3255 CARDINAL CT, MORRIS, IL 60450-9724
Document Number	0000591621
Instrument Date	Feb 20, 2020
Instrument	591621
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 CARDINAL CT, MORRIS, IL 60450-9724

Mortgage

Document Number	0000591622
Date	Apr 7, 2020
Instrument	591622

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Goose Lake Township
Unified School District	Coal City Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,376.00 (+38.16%)	$125,073 (+29.57%) Land $21,725 Building $103,348	$375,219 (+29.57%) Land $65,175 Building $310,044
2022	$4,615.00 Homeowner's exemption Additional exemption filed	$96,528 Land $17,643 Building $78,885	$289,584 Land $52,929 Building $236,655

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	110 (1978–2023)
Claims Outside the SFHA	4 of 110
Most Recent Claim	May 2023 · other causes
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 20 claims Severe Storms & Flooding, Feb 1985 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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