3255 23rd Ave SW, Naples, FL 34117 Property Records

Collier County property record for 3255 23rd Ave SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 1996
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Apr 2015)
Tax Bill	$4,820 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`334900 178 24B23`

Property Details

APN / Parcel Number

Primary APN	`334900 178 24B23`
Alternative APN	`38056420004`

Interior

Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Masonry / Concrete Block
Lot Area	118,919 sqft
Garage Type	Attached
Garage Area	120 sqft
Deck Area	364 sqft

Location & Zoning

Street Address	3255 23RD AVE SW
City	NAPLES
State	FL
Zip	34117-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 28 THAT PORTION OF TR 178 DESC AS FOLL BEG SE CNR OF TR 178, N 0DEG 1930W,360.31FT, N 89DEG 40 50W, 329.34, S 0DEG 1910W, 300.31FT, S 89DEG 4050E, 130 FT, S 0DEG 1910W, 60FT, S 89 DEG 4050E, 199.31FT TO POB
Legal Range	26
Legal Township	49
Legal Section	23
Legal Subdivision	GOLDEN GATE EST UNIT 28
Legal Tract	178
Legal Block	1
Legal Lot Number	2
Legal Unit	28
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10427

Owner

3255 23rd Ave SW is owned and occupied by two individuals who bought it in April 2015.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3255 23RD AVE SW, NAPLES, FL 34117-6641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 18, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015 · Amount on File
Deed Sale	Apr 10, 2015 · Amount on File
Prior Sale	Nov 18, 2014 · Amount on File
Deed Document Number	20155106527
Deed Book / Page	5138 / 3700
Prior Transfer Date	Sep 23, 2013
Prior Transfer Doc	0049923850
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3255 23RD AVE SW, NAPLES, FL 34117-6641
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 23RD AVE SW, NAPLES, FL 34117-6641

Mortgage

Document Number	0062350546
Date	Apr 12, 2023
Book Page	6235/546
Instrument	6387984

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 11, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3255 23RD AVE SW, NAPLES, FL 34117-6641
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 23RD AVE SW, NAPLES, FL 34117-6641

Mortgage

Document Number	0059842124
Date	Jul 20, 2021
Book Page	5984/2124
Instrument	6098584

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3255 23RD AVE SW, NAPLES, FL 34117-6641
Document Number	0055360117
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3255 23RD AVE SW NAPLES FL 341176641, NAPLES, FL 34117-6641

Mortgage

Document Number	0055360117
Date	Jul 24, 2018
Book Page	005536/000117
Instrument	5590351

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3255 23rd Ave SW was $4,820, up 37% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,989 (-6.89%) Land $169,675 Building $227,314	$396,989 (-6.89%) Land $169,675 Building $227,314
2025	$4,820.00 (+37.01%)	$426,372 Land $166,350 Building $260,022	$426,372 Land $166,350 Building $260,022
2024	$3,518.00 (-9.33%)
2023	$3,880.00 (-2.02%) Homeowner's exemption	$385,709 (+3%)	$435,271 (+16.23%) Land $180,648 Building $254,623
2022	$3,960.00 Homeowner's exemption	$374,475 Land $134,169 Building $240,306	$374,475 Land $134,169 Building $240,306

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3255 23rd Ave SW in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 126 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3255 23rd Ave SW is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 23rd Ave SW

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