Macomb County property record for 32548 Harper Ave, Saint Clair Shores, MI 48082
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 845 sqft · built 1971 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Dec 2024) |
| Tax Bill | $2,637 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-14-02-155-075 |
| Primary APN | 09-14-02-155-075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 845 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Unfinished Basement | 470 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Lot Area | 261,360 sqft (6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 32548 HARPER AVE |
|---|---|
| City | SAINT CLAIR SHORES |
| State | MI |
| Zip | 48082-1035 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RA |
| Legal Description | MASONIC ARMS CONDOMINIUM SUBDIVISION (L2270, P116-170) PLAN NO. 36 BLDG E, UNIT NO 75 |
| Legal Subdivision | MASONIC ARMS CONDOMINIUM SUBDIVISION |
| Legal Unit | 75 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | ST. CLAIR SHORES |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 250100 |
32548 Harper Ave, a condominium, is owned and occupied by an individual who bought it in December 2024.
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) MORTGAGE 1 INC |
| May 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Sep 28, 2018 | Warranty Deed, Transfer · Conventional with PMI MICHIGAN FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | May 19, 2023 · Amount on File |
| Deed Document Number | 2024105602 |
| Deed Book / Page | 29906 / 148 |
| Prior Transfer Date | Oct 13, 2010 |
| Prior Transfer Doc | 0000115013 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2023 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 31333 ROWLAND LN, CHESTERFIELD, MI 48051-1818 |
| Document Number | 2300043452 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 29127/658 |
| Instrument | 202300043452 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | May 19, 2023 |
| Property Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Document Number | 2300045103 |
| Book / Page | 29135 / 641 |
| Map Reference | LB 2270 PG 116 |
| Instrument Date | May 12, 2023 |
| Instrument | 202300045103 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Document Number | 2300043451 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 29127/642 |
| Instrument | 202300043451 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 28, 2018 |
| Property Address | 32548 HARPER AVE, SAINT CLAIR SHORES, MI 48082-1035 |
| Document Number | 0000008293 |
| Book / Page | 025602 / 000841 |
| Instrument Date | Sep 8, 2018 |
| Instrument | 8293 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | BELL TITLE AGENCY, BELL TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $533.20 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32548 HARPER AVE ST CLAIR SHORES MI 480821035, ST CLAIR SHORES, MI 48082-1035 |
| Document Number | 8154 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 025602/000186 |
| Instrument | 8154 |
| Name | MICHIGAN FIRST CU |
|---|---|
| Type | Credit Union |
| Address | LATHRUP VILLAGE, MI 48076 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 27, 2048 |
| Document Number | 8155, |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 025602/000199 |
| Instrument | 8155 |
| Name | MICHIGAN ST HSNG DEV AUTH |
|---|---|
| Address | LANSING, MI 48912 |
| Amount | Amount on Record |
|---|
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| Municipality | St. Clair Shores City |
| Unified School District | Lake Shore Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,400 (+6.49%) | $114,800 (+6.49%) | |
| 2025 | $2,637.00 (+111.3%) Homeowner's exemption | $53,900 (+4%) | $107,800 (+4%) |
| 2023 | $38,500 | $77,000 | |
| 2022 | $1,248.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 32548 Harper Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 32548 Harper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR SHORES serves 59,715 people · EPA ID MI0006280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2022 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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