32543 Bergamo Ct, Temecula, CA 92592 Property Records

Riverside County property record for 32543 Bergamo Ct, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,790 sqft · built 1999
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (May 2018)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`959-202-023`

Property Details

APN / Parcel Number

Primary APN	`959-202-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,790 sqft Living Area
Gross Area	2,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32543 BERGAMO CT
City	TEMECULA
State	CA
Zip	92592-3885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 71 MB 268/001 TR 24186
Legal Subdivision	TRACT MAP NO 24186
Legal Tract	24186
Legal Lot Number	71
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43265

Owner

32543 Bergamo Ct is owned and occupied by an individual who bought it in May 2018.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
May 24, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
May 24, 2018	Grant Deed, Transfer · VA Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	Dec 8, 2015 · Amount on File
Deed Document Number	2018209780
Prior Transfer Date	Apr 23, 2018
Prior Transfer Doc	0000209779
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885

Mortgage

Document Number	0000535345
Date	Nov 2, 2020
Instrument	2020-0535345

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885
Document Number	0000063339
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32543 BERGAMO CT TEMECULA CA 925923885, TEMECULA, CA 92592-3885

Mortgage

Document Number	0000063339
Date	Feb 10, 2020
Instrument	63339

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 9, 2050

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 24, 2018
Property Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885
Document Number	0000209779
Instrument Date	Apr 23, 2018
Instrument	209779
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	27426 MOUNTAIN MEADOW RD ESCONDIDO CA 920267909, ESCONDIDO, CA 92026-7909

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 24, 2018
Property Address	32543 BERGAMO CT, TEMECULA, CA 92592-3885
Document Number	0000209780
Instrument Date	Apr 23, 2018
Instrument	209780
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32543 BERGAMO CT TEMECULA CA 925923885, TEMECULA, CA 92592-3885

Mortgage

Document Number	209781
Date	May 24, 2018
Instrument	209781

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 32543 Bergamo Ct was $4,424 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,060 (+2%) Land $145,070 Building $382,990
2025	$4,424.00 Disabled Person's exemption Veteran's exemption	$517,707 Land $142,226 Building $375,481
2023	$4,394.00 (+0.46%) Disabled Person's exemption Veteran's exemption	$497,605 Land $136,704 Building $360,901
2022	$4,374.00
2021			$528,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32543 Bergamo Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32543 Bergamo Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 667 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Accel Wireless Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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