Hamilton County property record for 3254 Niagara St, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,153 sqft · built 1960 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,000 (Feb 2024) |
| Tax Bill | $2,446 (2025) |
| Deeds & Mortgages | Feb 2024 Second Mortgage Mar 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0102-0019-00 |
| Primary APN | 510-0102-0019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 1,153 sqft |
| Year Built | Built 1960 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 119 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Porch | Porch |
| Porch Area | 429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3254 NIAGARA ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-2141 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NIAGARA ST 60 X 119 LOT 1084 NORTHBROOK 2ND BLK AA |
| Legal Subdivision | NORTHBROOK |
| Legal Block | AA |
| Legal Lot Number | 1084 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20741 |
3254 Niagara St is owned and occupied by an individual who acquired it in March 2024.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 11, 2024 | Intrafamily Transfer, Transfer |
| Feb 13, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 6, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on File |
| Deed Sale | Feb 13, 2024 · Amount on File |
| Prior Sale | Feb 13, 2024 · Amount on File |
| Deed Document Number | 0000009940 |
| Deed Book / Page | 15102 / 2098 |
| Last Transfer Date | Mar 11, 2024 |
| Transfer Doc | 0000015672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009942 |
|---|---|
| Date | Feb 13, 2024 |
| Book Page | 15102/2118 |
| Instrument | 2024-0009942 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 100 W OLD WILSON BRIDGE RD, WORTHINGTON, OH 43085 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 11, 2024 |
| Property Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Document Number | 0000015672 |
| Book / Page | 15120 / 272 |
| Map Reference | MB 91 PGS 26 27 |
| Instrument Date | Mar 6, 2024 |
| Instrument | 2024-0015672 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 13, 2024 |
| Property Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Document Number | 0000009940 |
| Book / Page | 15102 / 2098 |
| Map Reference | MB 91 PGS 26 2728 AN |
| Instrument Date | Feb 9, 2024 |
| Instrument | 2024-0009940 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009942 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 2024-0009942 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 6, 2023 |
| Property Address | 3254 NIAGARA ST, CINCINNATI, OH 45251-2141 |
| Document Number | 0000078502 |
| Book / Page | 15037 / 448 |
| Map Reference | MB 91 PG 26-29 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 2023-0078502 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $107.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 20028, CINCINNATI, OH 45220-0028 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3254 Niagara St was $2,446, up 7.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,446.00 (+7.8%) | $42,049 (-) Land $8,505 Building $33,544 | |
| 2024 | $2,269.00 (-0.57%) | $42,049 (-) Land $8,505 Building $33,544 | |
| 2023 | $2,282.00 (+17.45%) | $42,049 (+44.28%) Land $8,505 Building $33,544 | $120,140 Land $24,300 Building $95,840 |
| 2022 | $1,943.00 Homeowner's exemption | $29,145 Land $7,501 Building $21,644 | |
| 2020 | $83,270 Land $21,430 Building $61,840 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3254 Niagara St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3254 Niagara St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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