Santa Rosa County property record for 3254 Main St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,436 sqft · built 2018 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Trust Name on File |
| Last Sale | $463,000 (Dec 2023) |
| Tax Bill | $3,713 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer Dec 2023 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-2S-27-0000-03010-0000 |
| Primary APN | 01-2S-27-0000-03010-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,436 sqft Heated Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 2,940 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 1,490 ft deep x 740 ft wide |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 012S270000030100000 |
|---|---|
| Street Address | 3254 MAIN ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-9720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | **DESCRIPTION UPDATE FOR 2024** PARCEL 8: COM AT NE COR OF NW4 01-2S-27W THN S89*53 '12W ON N SEC LN 394.78 FT TO ELY R/W OF |
| Legal Range | 27W |
| Legal Township | 02S |
| Legal Section | 01 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1229 |
| Census Tract | 10802 |
3254 Main St is owner-occupied and held in a trust since October 2025.
Source: Santa Rosa County records, as of November 19, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 28, 2023 | Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jun 26, 2020 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Jul 26, 2019 | Deed of Trust, Mortgage · VA Mortgage PRIME LNDG |
| Jun 28, 2018 | Grant Deed, Subdivision Related Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on File |
| Deed Sale | Dec 28, 2023 · Amount on File |
| Prior Sale | Dec 28, 2023 · Amount on File |
| Deed Document Number | 0044620884 |
| Deed Book / Page | 4462 / 884 |
| Last Transfer Date | Oct 30, 2025 |
| Transfer Doc | 0046741913 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Number | 0046741913 |
| Book / Page | 4674 / 1913 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 202551393 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 28, 2023 |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Number | 0044620884 |
| Book / Page | 4462 / 884 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 202357409 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $3,241.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 PLYMOUTH PL, LAGRANGE, GA 30240-8539 |
| Name | Verified Name |
|---|---|
| Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Number | 0043472082 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 4347/2082 |
| Instrument | 202265640 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0039681228 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 3968/1228 |
| Instrument | 202031365 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Number | 0038560604 |
| Instrument Date | Jul 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Title Company | AQUA TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2016 COMMODORE DR NAVARRE FL 325667632, NAVARRE, FL 32566-7632 |
| Document Number | 0038560604 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 003856/000604 |
| Instrument | 33774 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 28, 2018 |
| Property Address | 3254 MAIN ST, NAVARRE, FL 32566-9720 |
| Document Number | 0037421401 |
| Book / Page | 003742 / 001401 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 27433 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3254 MAIN ST NAVARRE FL 325669720, NAVARRE, FL 32566-9720 |
| Document Number | 37421404 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 003742/001404 |
| Instrument | 27434 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,713.00 (+37.82%) Homeowner's exemption | $345,958 (+33.53%) Land $39,900 Building $306,058 | $345,958 (+1.48%) Land $39,900 Building $306,058 |
| 2023 | $2,694.00 (+2.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $259,095 (+3%) | $340,922 (+1.55%) Land $38,000 Building $302,922 |
| 2022 | $2,620.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $251,549 | $335,720 Land $38,000 Building $297,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3254 Main St in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 198 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 198 in force |
| Nearby Flood Claims | 133 (1995–2024) |
| Claims Outside the SFHA | 28 of 133 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3254 Main St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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