3254 E Orchard St, Ontario, CA 91762 Property Records

San Bernardino County property record for 3254 E Orchard St, Ontario, CA 91762

Property Summary

Property TypePlanned Unit Development
Details4 bd · 3 ba · 2,505 sqft · built 2019
Lot Size0.089 acres (3,868 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Nov 2019)
Tax Bill$10,971 (2025)
Deeds & MortgagesMay 2022 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1073-301-05-0000

Property Details

APN / Parcel Number

Primary APN1073-301-05-0000
Alternative APN
  • 0218713050000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,505 sqft Living Area
Gross Area2,918 sqft
1st Floor Area1,108 sqft
2nd Floor Area1,397 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area3,868 sqft (0.089 acres)
Garage TypeAttached
Garage Area413 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area164 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number0218713050000
Street Address3254 E ORCHARD ST
CityONTARIO
StateCA
Zip91762-7322
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Legal DescriptionTRACT 18068 LOT 45 BOOK 350 PAGE 1 AND INTEREST IN COMMON AREA AS DESCRIBED IN TRACT NO. 18068
Legal SubdivisionTRACT NO 18068
Legal Tract18068
Legal Block1
Legal Lot Number45
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1038
Census Tract1908

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3254 E ORCHARD ST, ONTARIO, CA 91762-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT MORTGAGE BANKERS INC
Nov 27, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CATHAY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on Record
Deed SaleNov 27, 2019 · Amount on Record
Deed Document Number2019443028
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address3254 E ORCHARD ST, ONTARIO, CA 91762-7322
Transaction TypeMortgage
Record UpdatedJun 10, 2022
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 E ORCHARD ST, ONTARIO, CA 91762-7322

Mortgage

Document Number0000194039
DateMay 25, 2022
Instrument2022-0194039
Lender
NameSUMMIT MORTGAGE BANKERS INC
TypeMortgage Company
AddressFLUSHING, NY 11354
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

November 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateNov 27, 2019
Property Address3254 E ORCHARD ST, ONTARIO, CA 91762-7322
Document Number0000443028
Map ReferenceMB 350 PG 1-6
Instrument DateOct 14, 2019
Instrument2019-0443028
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3254 E ORCHARD ST, ONTARIO, CA 91762-7322

Mortgage

Document Number0000443029
DateNov 27, 2019
Instrument2019-0443029
Lender
NameCATHAY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateDec 1, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.1%
Index1-Year CMT
Max Rate10.1%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityOntario City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictMountain View Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$613,535 (+2%) Land $211,947 Building $401,588
2025$10,971.00 (+4.66%) Homeowner's exemption$601,505 (+4.04%) Land $207,791 Building $393,714
2023$10,483.00 (+0.83%) Homeowner's exemption$578,148 Land $199,723 Building $378,425
2022$10,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONTARIO MUNICIPAL UTILITIES COMPANY
serves 185,010 people · EPA ID CA3610034
Water SourcePurchased surface water from several systems
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Inyo Networks
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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