3254 Banning Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3254 Banning Rd, Cincinnati, OH 45239

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,104 sqft · built 1979
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Aug 2026)
Tax Bill$3,230 (2025)
Deeds & MortgagesAug 2026 Sale & Construction Loan
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN510-0083-0495-00

Property Details

APN / Parcel Number

Primary APN510-0083-0495-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area2,208 sqft
1st Floor Area1,104 sqft
Basement Area1,104 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,536 sqft (0.173 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3254 BANNING RD
CityCINCINNATI
StateOH
Zip45239-5207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBANNING RD 60 X 125 LOT 74 BALLAUER SUB NO 1 BLK G
Legal SubdivisionBALLAUER SUB
Legal BlockG
Legal Lot Number74
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group1
Census Block1000
Census Tract20764

Owner

3254 Banning Rd is owned and occupied by an individual who bought it in August 2026.

Source: Hamilton County records, as of September 18, 2026

Owner of RecordIndividual Name on File
Mailing Address3254 BANNING RD, CINCINNATI, OH 45239-5207
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2026Warranty Deed, Construction Loan · Construction Mortgage
IFINANCE MORTGAGE INC
Aug 30, 2021Warranty Deed, Transfer
Aug 20, 2019Warranty Deed, Transfer · Conventional with PMI
NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2026 · Amount on File
Deed SaleAug 11, 2026 · Amount on File
Prior SaleAug 20, 2019 · Amount on File
Deed Document Number202665546
Deed Book / Page15726 / 1427
Prior Transfer DateJan 23, 1998
Prior Transfer Doc0000025685
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 11, 2026
Property Address3254 BANNING RD, CINCINNATI, OH 45239-5207
Document Number0000065546
Book / Page15726 / 1427
Instrument DateAug 5, 2026
Instrument202665546
Transaction TypeConstruction Loan
Record UpdatedSep 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$46,460.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 BANNING RD, CINCINNATI, OH 45239-5207

Mortgage

Document Number0000065547,
DateAug 11, 2026
Instrument202665547
Lender
NameIFINANCE MORTGAGE INC
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term6 Months
DueFeb 1, 2027
Interest
Max Rate-1%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 30, 2021
Property Address3254 BANNING RD, CINCINNATI, OH 45239-5207
Document Number0000104871
Book / Page14491 / 3441
Map ReferenceMB 106 PG 49
Instrument DateAug 23, 2021
Instrument2021-0104871
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 BANNING RD, CINCINNATI, OH 45239-5207

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 20, 2019
Property Address3254 BANNING RD, CINCINNATI, OH 45239-5207
Document Number0000069398
Book / Page013984 / 000436
Instrument DateAug 14, 2019
Instrument69398
Transaction TypeTransfer
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3254 BANNING RD CINCINNATI OH 452395207, CINCINNATI, OH 45239-5207

Mortgage

Document Number69399
DateAug 20, 2019
Book Page013984/000439
Instrument69399
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3254 Banning Rd was $3,230, up 5% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,230.00 (+5.04%)$54,646 (-) Land $10,434 Building $44,212$156,130 Land $29,810 Building $126,320
2024$3,075.00 (+1.15%)$54,646 (-) Land $10,434 Building $44,212
2023$3,040.00 (+41.59%)$54,646 (+73.47%) Land $10,434 Building $44,212$156,130 Land $29,810 Building $126,320
2022$2,147.00$31,501 Land $9,804 Building $21,697
2020$90,000 Land $28,010 Building $61,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3254 Banning Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3254 Banning Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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