Pasco County property record for 32530 Rapids Loop, Wesley Chapel, FL 33545
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,808 sqft · built 2019 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,100 (May 2019) |
| Tax Bill | $8,368 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2021 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-20-0070-02300-0050 |
| Primary APN | 14-26-20-0070-02300-0050 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,808 sqft Living Area |
| Gross Area | 4,383 sqft |
| 1st Floor Area | 1,490 sqft |
| Upper Floors Area | 2,118 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 575 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 192 sqft |
| Porch | Florida Room |
| Porch Area | 460 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 32530 RAPIDS LOOP |
|---|---|
| City | WESLEY CHAPEL |
| State | FL |
| Zip | 33545-3229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | NEW RIVER LAKES PHASE 1 PARCEL D PB 64 PG 090 BLOCK 23 LOT 5 |
| Legal Range | 20E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | NEW RIVER LAKES |
| Legal Tract | 70 |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 32105 |
Source: Pasco County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2026 | Deed of Trust, Mortgage · Line of Credit USF FEDERAL CREDIT UNION |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| May 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC |
| May 2, 2019 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| May 2, 2019 | Warranty Deed, Transfer AVEX TITLE LLC |
| May 2, 2019 | Quit Claim Deed, Transfer MEDALLION TITLE SERVICES, MEDALLION TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on Record |
| Deed Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 201974436 |
| Deed Book / Page | 9899 / 2418 |
| Prior Transfer Date | Apr 27, 2019 |
| Prior Transfer Doc | 0098992404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Sep 21, 2026 |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0000176443 |
| Book / Page | 11496 / 2494 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 2026176443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0000176443, |
|---|---|
| Date | Sep 21, 2026 |
| Book Page | 11496/2494 |
| Instrument | 2026176443 |
| Name | USF FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 11, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0104051081 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 10405/1081 |
| Instrument | 2021161083 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0103513785 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 10351/3785 |
| Instrument | 2021104859 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 2, 2019 |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0098992418 |
| Book / Page | 9899 / 2418 |
| Map Reference | MB 64 PG 90 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019074436 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | AVEX TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,779.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28 E WASHINGTON ST, 28, ORLANDO, FL 32801-2311 |
| Name | Verified Name |
|---|---|
| Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 2019074437 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019074437 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 2, 2019 |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0098992411 |
| Book / Page | 009899 / 002411 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 74433 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | AVEX TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28 E WASHINGTON ST ORLANDO FL 328012311, ORLANDO, FL 32801-2311 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 2, 2019 |
| Property Address | 32530 RAPIDS LOOP, WESLEY CHAPEL, FL 33545-3229 |
| Document Number | 0098992404 |
| Book / Page | 009899 / 002404 |
| Instrument Date | Apr 27, 2019 |
| Instrument | 74431 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | MEDALLION TITLE SERVICES, MEDALLION TITLE SVCS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3680 AVALON PARK EAST BLVD ORLANDO FL 328289372, ORLANDO, FL 32828-9372 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,520 (+2.9%) | $505,317 (-2.21%) Land $64,661 Building $440,656 | |
| 2025 | $8,368.00 (+4.55%) Homeowner's exemption | $400,900 (+5.98%) Land $64,661 Building $336,239 | $516,743 (-2.92%) Land $64,661 Building $452,082 |
| 2023 | $8,004.00 (+9.49%) Additional exemption filed | $378,270 (+3%) Land $49,461 Building $328,809 | $532,264 (+16.82%) Land $49,461 Building $482,803 |
| 2022 | $7,310.00 Homeowner's exemption | $367,260 Land $41,621 Building $325,639 | $455,618 Land $41,621 Building $413,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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