32528 Windchime Ct, Winchester, CA 92596 Property Records

Riverside County property record for 32528 Windchime Ct, Winchester, CA 92596

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 3,213 sqft · built 2017
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Aug 2017)
Tax Bill	$9,637 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`476-370-004`

Property Details

APN / Parcel Number

Primary APN	`476-370-004`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,213 sqft Living Area
Gross Area	3,989 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	721 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32528 WINDCHIME CT
City	WINCHESTER
State	CA
Zip	92596-8208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A110
Legal Description	.25 ACRES M/L IN LOT 4 MB 424/054 TR 30069-2
Legal Tract	30069-2
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2022
Census Tract	43204

Owner

32528 Windchime Ct is owned and occupied by two individuals who bought it in August 2017.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	32528 WINDCHIME CT, WINCHESTER, CA 92596-8208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 18, 2017	Grant Deed, Transfer · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2017 · Amount on File
Deed Sale	Aug 18, 2017 · Amount on File
Prior Sale	Jun 28, 2016 · Amount on File
Deed Document Number	2017344142
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32528 WINDCHIME CT, WINCHESTER, CA 92596-8208
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000256071
Date	Jun 16, 2020
Instrument	2020-0256071

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 18, 2017
Property Address	32528 WINDCHIME CT, WINCHESTER, CA 92596-8208
Document Number	0000344142
Map Reference	MB 424 PG 54-77
Instrument Date	Aug 2, 2017
Instrument	2017-0344142
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32528 WINDCHIME CT, WINCHESTER, CA 92596-8208

Mortgage

Document Number	0000344143
Date	Aug 18, 2017
Instrument	2017-0344143

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Sep 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.25%
Index	5-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 32528 Windchime Ct was $9,637 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,510 (+2%) Land $174,081 Building $462,429
2025	$9,637.00 Homeowner's exemption	$624,030 Land $170,668 Building $453,362
2023	$9,585.00 (+1.39%) Homeowner's exemption	$599,800 Land $164,042 Building $435,758
2022	$9,454.00
2021			$636,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 32528 Windchime Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 32528 Windchime Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTERN MUNICIPAL WD serves 659,923 people · EPA ID CA3310009
Water Source	Purchased surface water from several systems
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Accel Wireless.

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