32520 Sutton Rd, Chesterfield (New Baltimore), MI 48047 Property Records

Macomb County property record for 32520 Sutton Rd, Chesterfield, MI 48047

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,494 sqft · built 1979
Lot Size	1.24 acres (54,102 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jul 2026)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-09-22-451-013`

Property Details

APN / Parcel Number

Primary APN	`15-09-22-451-013`
Alternative APN	`0922451013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,494 sqft Living Area
1st Floor Area	999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Construction Type	Brick
Lot Area	54,102 sqft (1.24 acres)
Lot Dimensions	541 ft deep x 100 ft wide
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	32520 SUTTON RD
City	CHESTERFIELD
State	MI
Zip	48047-3321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B RES
Legal Description	SUPERVISORS PLAT OF BAKERS SALT RIVER SUBDIVISION LOT 35
Legal Subdivision	SALT RIVER SUBDIVISION
Legal Lot Number	35
Jurisdiction	MACOMB MI
Township / Civil Division	CHESTERFIELD
Census Block Group	2
Census Block	2007
Census Tract	222500

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7655 BIG HAND RD, COLUMBUS, MI 48063-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on File
Deed Sale	Jul 8, 2026 · Amount on File
Deed Document Number	202664760
Deed Book / Page	30750 / 579
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 8, 2026
Property Address	32520 SUTTON RD, CHESTERFIELD, MI 48047-3321
Document Number	0000064760
Book / Page	30750 / 579
Instrument Date	Jul 7, 2026
Instrument	202664760
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST PRIORITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7655 BIG HAND RD, COLUMBUS, MI 48063-3301

Mortgage

Document Number	0000065260,
Date	Jul 8, 2026
Instrument	202665260

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Chesterfield Township
Unified School District	Anchor Bay School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,000 (+11.2%)	$276,000 (+11.2%)
2025	$2,714.00 (+3.23%) Homeowner's exemption	$124,100 (+4.02%)	$248,200 (+4.02%)
2024	$2,629.00 (+10.51%)
2023		$119,300	$238,600
2022	$2,379.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	7 (1985–2023)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Aug 2023 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD TOWNSHIP serves 41,650 people · EPA ID MI0001390
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2021
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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