3252 Saint Paul Rd, Owatonna, MN 55060 Property Records

Steele County property record for 3252 Saint Paul Rd, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,096 sqft · built 1966
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2020)
Tax Bill	$4,508 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-034-4201`

Property Details

APN / Parcel Number

Primary APN	`12-034-4201`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,096 sqft Finished Area
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3252 SAINT PAUL RD
City	OWATONNA
State	MN
Zip	55060-6171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 4 A. OF NE1/4 OF SE1/4 OF NW1/4
Legal Range	20
Legal Township	108
Legal Section	34
Jurisdiction	STEELE MN
Township / Civil Division	CLINTON FALLS
Census Block Group	1
Census Block	1116
Census Tract	960100

Owner

3252 Saint Paul Rd is owned and occupied by an individual who acquired it in August 2020.

Source: Steele County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Aug 28, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 27, 2020	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2020 · Amount on File
Deed Sale	Jul 27, 2020 · Amount on File
Deed Document Number	2020430436
Last Transfer Date	Aug 24, 2020
Transfer Doc	0000431140
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000445424
Date	Nov 16, 2022
Instrument	A000445424

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 20, 2027

Interest

Rate Type	Fixed Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Aug 28, 2020
Property Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171
Document Number	A000431140
Instrument Date	Aug 24, 2020
Instrument	A000431140
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jul 27, 2020
Property Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171
Document Number	A000430436
Instrument Date	Jul 23, 2020
Instrument	A000430436
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3252 SAINT PAUL RD, OWATONNA, MN 55060-6171

Mortgage

Document Number	A000430437
Date	Jul 27, 2020
Instrument	A000430437

Lender

Name	BREMER BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3252 Saint Paul Rd was $4,508 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
County Subdivision	Clinton Falls Township
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,508.00 Homeowner's exemption	$471,600 (+0.49%) Land $126,000 Building $345,600	$471,600 (+0.49%) Land $126,000 Building $345,600
2025		$469,300 Land $126,000 Building $343,300	$469,300 Land $126,000 Building $343,300
2023	$4,384.00 Homeowner's exemption	$398,800 Land $121,800 Building $277,000	$398,800 Land $121,800 Building $277,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3252 Saint Paul Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3252 Saint Paul Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, T-Mobile, Verizon.

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