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3252 Oak Point Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 3252 Oak Point Cir, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 1985
Lot Size0.741 acres (32,277 sqft)
OwnerCompany on Record
Last Sale$261,900 (Aug 2025)
Tax Bill$4,418 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-25-31-4025-0001-0860

Property Details

APN / Parcel Number

Primary APN05-25-31-4025-0001-0860
Alternative APNs
  • 253105402500010860
  • 89991

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,493 sqft Living Area
Gross Area2,272 sqft
1st Floor Area1,493 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,277 sqft (0.741 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3252 OAK POINT CIR
CitySAINT CLOUD
StateFL
Zip34771-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOPUD
Legal DescriptionMAJESTIC OAKS SUB PB 2 PG 210-211 LOT 86
Legal Range31E
Legal Township25S
Legal Section05
Legal SubdivisionMAJESTIC OAKS
Legal Tract4025
Legal Block860
Legal Lot Number86
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3000
Census Tract42800

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address7901 4TH ST N, 300, ST PETERSBURG, FL 33702-4399
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleApr 23, 2020 · Amount on Record
Deed Document Number202597210
Deed Book / Page6830 / 231
Prior Transfer DateSep 14, 2006
Prior Transfer Doc0032770304
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2020
Property Address3252 OAK POINT CIR, SAINT CLOUD, FL 34771-9654
Document Number0057121682
Book / Page5712 / 1682
Map ReferenceMB 2 PG 210&211
Instrument DateApr 21, 2020
Instrument2020055748
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5369 CROOKED OAK CIR, 5369, SAINT CLOUD, FL 34771-9645

Transferred To (Grantee/Buyer)

NameVerified Name
Address3252 OAK POINT CIR, SAINT CLOUD, FL 34771-9654

Mortgage

Document Number0057121684
DateApr 23, 2020
Instrument5712/1684
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,418.00 (+4%)$245,458 (+5.99%)$349,100 (+9.13%) Land $85,000 Building $264,100
2024$4,248.00 (+1.75%)
2023$4,175.00 (+3.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$231,594 (+3%)$319,900 (+13.36%) Land $70,000 Building $249,900
2022$4,038.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$224,849$282,200 Land $70,000 Building $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims15 (2017–2025)
Claims Outside the SFHA1 of 15
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 6 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T, Spectrum, Verizon.

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