Hernando County property record for 3251 Shoal Line Blvd, Hernando Beach, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,134 sqft · built 1999 |
| Lot Size | 0.054 acres (2,355 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Sep 2025) |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Oct 2020 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | R13-223-16-2396-0000-0010 |
| Primary APN | R13-223-16-2396-0000-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 1,134 sqft Living Area |
| Gross Area | 2,470 sqft |
| 1st Floor Area | 656 sqft |
| Upper Floors Area | 478 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,355 sqft (0.054 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 660 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01381757 |
|---|---|
| Street Address | 3251 SHOAL LINE BLVD |
| City | HERNANDO BEACH |
| State | FL |
| Zip | 34607-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERNANDO SEASIDE LOT 1 |
| Legal Range | 16E |
| Legal Township | 23S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO BEACH UNIT 14-A |
| Legal Lot Number | 1 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 41501 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU |
| Oct 5, 2020 | Correction Deed GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Oct 5, 2020 | Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| May 26, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Oct 5, 2020 · Amount on Record |
| Deed Document Number | 202565040 |
| Deed Book / Page | 4611 / 530 |
| Prior Transfer Date | Sep 8, 2015 |
| Prior Transfer Doc | 0032860629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Sep 18, 2025 |
| Property Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 0046110530 |
| Book / Page | 4611 / 530 |
| Map Reference | MB 32 PG 20&21 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 2025065040 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12965 SHINING BLUE NILE LN, PARRISH, FL 34219-2432 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 0004611532 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 4611/532 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 0038951916 |
| Book / Page | 003895 / 001916 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 61795 |
| Record Updated | Nov 2, 2020 |
| Title Company | GULF COAST TITLE COMPANY INC, GULF COAST TITLE CO INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5914 DEWEY DR ALEXANDRIA VA 223102253, ALEXANDRIA, VA 22310-2253 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Oct 5, 2020 |
| Property Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 0038951917 |
| Book / Page | 3895 / 1917 |
| Map Reference | MB 32 PG 20&21 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020061796 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Title Company | GULF COAST TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,316.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5914 DEWEY DR, 5914, ALEXANDRIA, VA 22310-2253 |
| Name | Verified Name |
|---|---|
| Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 38951918 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 3895/1918 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | May 26, 2020 |
| Property Address | 3251 SHOAL LINE BLVD, HERNANDO BEACH, FL 34607-3436 |
| Document Number | 0038430889 |
| Book / Page | 003843 / 000889 |
| Instrument Date | May 26, 2020 |
| Instrument | 31292 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5914 DEWEY DR ALEXANDRIA VA 223102253, ALEXANDRIA, VA 22310-2253 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 (-0.27%) | $160,738 (+2.9%) | $211,491 (-1.14%) Land $7,539 Building $203,952 |
| 2024 | $2,235.00 (+31.32%) Additional exemption filed | $156,208 (+3%) | $213,930 (+4.32%) Land $7,539 Building $206,391 |
| 2023 | $151,658 Land $151,658 | ||
| 2022 | $1,702.00 | $205,065 Land $7,539 Building $197,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 357 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 357 in force |
| Nearby Flood Claims | 602 (1983–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures