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3251 McMath Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3251 McMath Dr, Palm Harbor, FL 34684

Property Summary

Property TypePlanned Unit Development
Details2 bd · 2 ba · 1,332 sqft · built 1982
Lot Size0.151 acres (6,583 sqft)
Owner2 Individual Names on Record
Tax Bill$1,378 (2025)
Deeds & MortgagesJul 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-758-4025-6

Property Details

APN / Parcel Number

Primary APNC62-000-758-4025-6
Alternative APNs
  • 05-28-16-38906-000-0990
  • 281605389060000990
  • 162805389060000990
  • R43020

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,332 sqft Living Area
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Exterior MaterialBrick/Stone
Construction TypeWood
Lot Area6,583 sqft (0.151 acres)
Lot Dimensions19 ft deep x 10 ft wide
View / LotCorner
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR43020
Street Address3251 MCMATH DR
CityPALM HARBOR
StateFL
Zip34684-3434
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Planned Unit Development
Local Zoning CodeRPD75
Legal DescriptionHIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 99
Legal Range16E
Legal Township28S
Legal Section5
Legal SubdivisionHIGHLAND LAKES
Legal Phase2
Legal Tract38906
Legal Lot Number99
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1012
Census Tract27331

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3251 MCMATH DR, PALM HARBOR, FL 34684-3434
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 29, 2014
Transfer Doc0184201152
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJul 16, 2026
Property Address3251 MCMATH DR, PALM HARBOR, FL 34684-3434
Document Number0000189953
Book / Page23629 / 1118
Instrument DateJul 6, 2026
Instrument2026189953
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3251 MCMATH DR, PALM HARBOR, FL 34684-3434
InvestorPossibly a Property Investor

Mortgage

Document Number0000189954,
DateJul 16, 2026
Book Page23629/1120
Instrument2026189954
Lender
NameBANK OF AMERICA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,378.00 (+7.4%)$119,591 (+5.99%)$259,772 (-9%) Building $259,772
2024$1,283.00 (+3.38%)
2023$1,241.00 (-7.8%) Homeowner's exemption Widower's exemption$112,836 (+3%)$285,457 (+12.28%) Building $285,457
2022$1,346.00 Homeowner's exemption Disabled Person's exemption Widower's exemption$109,550$254,238 Building $254,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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