San Diego County property record for 3251 Altoro Ln, Jamul, CA 91935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,727 sqft · built 2014 |
| Lot Size | 3.13 acres (136,778 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,666 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-261-41-00 |
| Primary APN | 519-261-41-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,727 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 136,778 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3251 ALTORO LN |
|---|---|
| City | JAMUL |
| State | CA |
| Zip | 91935-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 6 TR 012023 |
| Legal Subdivision | COUNTY/SAN DIEGO 4588 |
| Legal Tract | 012023 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | JAMUL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21304 |
3251 Altoro Ln is owned and occupied by an individual.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3251 ALTORO LN, JAMUL, CA 91935-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3251 ALTORO LN, JAMUL, CA 91935-3403 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3251 ALTORO LN, JAMUL, CA 91935-3403 |
| Document Number | 0000359598 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-0359598 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Jun 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3251 ALTORO LN, JAMUL, CA 91935-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|
| Document Number | 0000084809 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-0084809 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3251 ALTORO LN, JAMUL, CA 91935-3403 |
| Document Number | 0000267925 |
| Instrument Date | Jun 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3251 ALTORO LN JAMUL CA 919353403, JAMUL, CA 91935-3403 |
| Document Number | 0000267925 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 267925 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 14, 2022 |
The 2025 property tax bill for 3251 Altoro Ln was $5,666.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Jamul-Dulzura Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $462,811 (+2%) Land $194,512 Building $268,299 | |
| 2025 | $5,666.00 | $453,738 Land $190,699 Building $263,039 |
| 2023 | $5,455.00 (+2.36%) | $436,121 Land $183,295 Building $252,826 |
| 2022 | $5,329.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3251 Altoro Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3251 Altoro Ln is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 80% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Sycuan tribal government · serves 12,350 people · EPA ID 090605024 |
|---|---|
| Water Source | Purchased surface water from PADRE DAM MWD |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.53 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SDWISP.
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