St. Louis County property record for 3250 Thomas Rd, Tower, MN 55790 · Last verified August 2026
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 2019 |
| Lot Size | 8.84 acres (385,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Aug 2019) |
| Tax Bill | $778 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0030-00052 |
| Primary APN | 387-0030-00052 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 800 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 385,070 sqft (8.84 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Storage Building | 160 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1076360 |
|---|---|
| Street Address | 3250 THOMAS RD |
| City | TOWER |
| State | MN |
| Zip | 55790-7500 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | THAT PART OF WLY 400.02 FT OF ELY 900.05 FTOF NE1/4 OF SE1/4 LYING SLY OF SLY R/W OF THETHOMAS RD IN BREEZY POINT 4TH ADD |
| Legal Range | 17W |
| Legal Township | 62N |
| Legal Section | 12 |
| Legal Subdivision | PLAT OF BREEZY POINT FOURTH ADDITION |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 2 |
| Census Block | 2093 |
| Census Tract | 15501 |
Source: St. Louis County records · APN 387-0030-00052
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage NORTHVIEW BANK |
| Nov 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Jun 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH STAR CU |
| Aug 26, 2019 | Warranty Deed, Construction Loan · Line of Credit FIRST NAT'L BK/BUHL |
| Jan 10, 2017 | Deed with Mortgage, Transfer · Conventional with PMI JUDITH K KAUCHICK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Jan 10, 2017 · Amount on Record |
| Deed Document Number | 20191014229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001048274 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 1048274 |
| Name | NORTHVIEW BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MN 55744 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Oct 05, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001074526 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 1074526 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 20, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001080014 |
|---|---|
| Date | Jun 06, 2024 |
| Instrument | 1080014 |
| Name | NORTH STAR CU |
|---|---|
| Type | Credit Union |
| Address | COOK, MN 55723 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 01, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 26, 2019 |
| Property Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Document Number | 00T1014229 |
| Instrument Date | Aug 21, 2019 |
| Instrument | T1014229 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 13, 2019 |
| Title Company | NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $82.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20200 TIMBER LODGE RD WARBA MN 557931687, WARBA, MN 55793-1687 |
| Document Number | T1014230 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | T1014230 |
| Name | FIRST NAT'L BK/BUHL |
|---|---|
| Type | Bank |
| Address | MOUNTAIN IRON, MN 55792 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jan 10, 2017 |
| Property Address | 3250 THOMAS RD, TOWER, MN 55790-7500 |
| Instrument Date | Dec 13, 2016 |
| Instrument | T980738 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $82.50 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3828 16TH ST SW BACKUS MN 564352230, BACKUS, MN 56435-2230 |
| Document Number | 000T980738 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | T980738 |
| Name | JUDITH K KAUCHICK |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Jan 09, 2019 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $778.00 (+97.46%) Homeowner's exemption | ||
| 2025 | $394.00 (-57.73%) Homeowner's exemption | $189,600 (+56.69%) Land $43,600 Building $146,000 | $189,600 (+56.69%) Land $43,600 Building $146,000 |
| 2024 | $932.00 | $121,000 (+21.61%) Land $31,800 Building $89,200 | $121,000 (+21.61%) Land $31,800 Building $89,200 |
| 2022 | $99,500 Land $28,700 Building $70,800 | $99,500 Land $28,700 Building $70,800 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Apr 2022, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Telephone Company | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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