3250 Henry J Ave, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3250 Henry J Ave, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,188 sqft · built 2002
Lot Size	2.36 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Apr 2025)
Tax Bill	$2,291 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`252630507000010210`

Property Details

APN / Parcel Number

Primary APN	`252630507000010210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	103,237 sqft (2.36 acres)
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3250 HENRY J AVE
City	SAINT CLOUD
State	FL
Zip	34772-8016
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OA2M
Legal Description	ST CLOUD MANOR ESTATES UNIT 1 PB 1 PG 363 S 1/2 OF LOT 21 LESS E 5 FT AND LESS A PORTON OF S 1/2 OF LOT 21 DESCRIBED AS
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	5070
Legal Block	1
Legal Lot Number	21
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1024
Census Tract	43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2025	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Nov 3, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2025 · Amount on Record
Deed Sale	Apr 9, 2025 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	2025045263
Deed Book / Page	6769 / 699
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 9, 2025
Property Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016
Document Number	0067690699
Book / Page	6769 / 699
Map Reference	MB 1 PG 363
Instrument Date	Apr 7, 2025
Instrument	2025045263
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016

Mortgage

Document Number	0006769701
Date	Apr 9, 2025
Instrument	6769/701

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 3, 2021
Property Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016
Document Number	0060790754
Book / Page	6079 / 754
Map Reference	MB 1 PG 363
Instrument Date	Nov 1, 2021
Instrument	2021171082
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3250 HENRY J AVE, SAINT CLOUD, FL 34772-8016

Mortgage

Document Number	0006079757
Date	Nov 3, 2021
Instrument	6079/757

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,291.00 (+9.1%) Homeowner's exemption	$154,797 (+5.99%)	$186,900 (-1.58%) Land $55,600 Building $131,300
2023	$2,100.00 (+5.16%) Homeowner's exemption	$146,054 (+3%)	$189,900 (+33.92%) Land $55,600 Building $134,300
2022	$1,997.00 Homeowner's exemption	$141,800 Land $44,000 Building $97,800	$141,800 Land $44,000 Building $97,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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