3250 Dow Ln, Spring Hill, FL 34609 Property Records

Hernando County property record for 3250 Dow Ln, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2000
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$316,200 (Jul 2024)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	Jan 2024 Foreclosure Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5240-0811-0370`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5240-0811-0370`
Alternative APNs	`00638448` `638448`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	129 ft deep x 91 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	1,197 sqft
Deck Area	24 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00638448
Street Address	3250 DOW LN
City	SPRING HILL
State	FL
Zip	34609-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 24 BLK 811 LOT 37
Legal Range	18E
Legal Township	23S
Legal Section	22
Legal Subdivision	SPRING HILL UNIT 24
Legal Block	811
Legal Lot Number	37
Legal Unit	24
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1055
Census Tract	40908

Owner

3250 Dow Ln is owned by an individual who bought it in July 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4603 LATHE RD, OWINGS MILLS, MD 21117-4801
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Trustee's Deed, Foreclosure
Aug 11, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 3, 2020	Warranty Deed, Transfer SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2024 · Amount on File
Deed Sale	Jul 31, 2024 · Amount on File
Prior Sale	Jan 16, 2024 · Amount on File
Deed Document Number	2024046945
Deed Book / Page	4452 / 729
Record Updated	Jun 8, 2026

January 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 16, 2024
Property Address	3250 DOW LN, SPRING HILL, FL 34609-4545
Document Number	0043830018
Book / Page	4383 / 18
Map Reference	MB 10 PG 53-60
Instrument Date	Jan 3, 2024
Instrument	2024002919
Transaction Type	Foreclosure
Record Updated	Feb 5, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3250 DOW LN, SPRING HILL, FL 34609-4545

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 11, 2020
Property Address	3250 DOW LN, SPRING HILL, FL 34609-4545
Document Number	0038740290
Book / Page	3874 / 290
Map Reference	MB 10 PG 53-60
Instrument Date	Aug 5, 2020
Instrument	2020048744
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHERN SECURITY TTL SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4420 BAYRIDGE CT, 4420, SPRING HILL, FL 34606-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 DOW LN, SPRING HILL, FL 34609-4545

Mortgage

Document Number	3874292
Date	Aug 11, 2020
Instrument	3874/292

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 3, 2020
Property Address	3250 DOW LN, SPRING HILL, FL 34609-4545
Document Number	0038131652
Book / Page	003813 / 001652
Instrument Date	Mar 2, 2020
Instrument	14100
Transaction Type	Transfer
Record Updated	May 20, 2020
Title Company	SOUTHERN SECURITY TITLE SERVICES, SOUTHERN SEC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4420 BAYRIDGE CT SPRING HILL FL 346062013, SPRING HILL, FL 34606-2013

Tax Assessment & Valuation

The 2025 property tax bill for 3250 Dow Ln was $5,121.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,121.00	$358,743 Land $47,208 Building $311,535	$358,743 Land $47,208 Building $311,535
2023		$254,439 (+3%) Land $254,439
2022	$3,263.00 Homeowner's exemption	$247,028	$364,629 Land $46,073 Building $318,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3250 Dow Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3250 Dow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Tillman Fiber, Verizon.

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