Bell County property record for 3250 Cardinal Dr, Kempner, TX 76539
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,990 sqft · built 1990 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 0424050023 |
| Primary APN | 0424050023 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| 1st Floor Area | 1,990 sqft |
| Utility Area | 720 sqft |
| Utility Room | Utility Room |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Area | 474 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | 126 sqft |
| Canopy | 800 sqft |
| Storage Building | 160 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 90616 |
|---|---|
| Street Address | 3250 CARDINAL DR |
| City | KEMPNER |
| State | TX |
| Zip | 76539-6857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGING QUAIL ESTATES, BLOCK 002, LOT 0002, (TOD DEED), ACRES 1.5 (TOD DEED) |
| Legal Subdivision | SINGING QUAIL ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | BELL TX |
| Township / Civil Division | SOUTHWEST BELL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 23301 |
Source: Bell County records, as of November 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3250 CARDINAL DR, KEMPNER, TX 76539-6857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC |
| Sep 20, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2022 |
| Deed Sale | Aug 10, 2022 |
| Deed Document Number | 2022059131 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 3250 CARDINAL DR, KEMPNER, TX 76539-6857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3250 CARDINAL DR, KEMPNER, TX 76539-6857 |
| Document Number | 0000004338 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026004338 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 878 Months |
| Due | Mar 1, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.53% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 20, 2022 |
| Property Address | 3250 CARDINAL DR, KEMPNER, TX 76539-6857 |
| Document Number | 0000058888 |
| Map Reference | CAB B SL 63-A |
| Instrument Date | Sep 20, 2022 |
| Instrument | 2022058888 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3250 CARDINAL DR, 3250, KEMPNER, TX 76539-6857 |
| Name | Verified Name |
|---|
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Copperas Cove Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $330,823 Land $56,250 Building $274,573 | $330,823 Land $56,250 Building $274,573 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 54% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEMPNER WSC serves 17,721 people · EPA ID TX1410028 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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