San Luis Obispo County property record for 3250 Cabrillo Hwy, Harmony, CA 93435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,310 sqft · built 1905 |
| Lot Size | 30 acres (1,307,671 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (May 2011) |
| Tax Bill | $10,870 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-061-018 |
| Primary APN | 046-061-018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Construction Type | Wood |
| Lot Area | 1,307,671 sqft |
| Terrain | Combination |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 3250 CABRILLO HWY |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | PM16/66 PAR 1 |
| Legal Subdivision | PARCEL MAP CO-74-301 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1091 |
| Census Tract | 13000 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3250 CABRILLO HWY, HARMONY, CA 93435-5011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2011 · Amount on Record |
| Deed Sale | May 17, 2011 · Amount on Record |
| Prior Sale | Nov 4, 2010 · Amount on Record |
| Deed Document Number | 201123447 |
| Prior Transfer Date | Aug 3, 1994 |
| Prior Transfer Doc | 0000055221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3250 CABRILLO HWY, HARMONY, CA 93435-5011 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 3250 CABRILLO HWY, HARMONY, CA 93435-5011 |
| Document Number | 0000019752 |
|---|---|
| Date | May 5, 2022 |
| Instrument | 2022019752 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,045,426 (+2%) Land $653,394 Building $392,032 | |
| 2025 | $10,870.00 (+4.02%) Homeowner's exemption | $1,024,929 (+4.04%) Land $640,583 Building $384,346 |
| 2023 | $10,450.00 (+1.99%) Homeowner's exemption | $985,131 Land $615,709 Building $369,422 |
| 2022 | $10,246.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 units insured incl. 4 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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