325 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 325 Xavier St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,715 sqft · built 1990
Lot Size	0.217 acres (9,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (May 2016)
Tax Bill	$4,258 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-269`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-269`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,715 sqft Living Area
1st Floor Area	987 sqft
2nd Floor Area	728 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,496 sqft
Lot Dimensions	178 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	621 sqft
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	325 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON SUB #1 52.50 X 178.57
Legal Subdivision	HAMPTON SUBDIVISION #1
Legal Block	101
Legal Lot Number	20
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 XAVIER ST, ELYRIA, OH 44035-8291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MIDWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Prior Sale	Jun 24, 2004
Deed Document Number	2016002453
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	325 XAVIER ST, ELYRIA, OH 44035-8291
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000838399
Date	Sep 9, 2021
Instrument	2021-0838399

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	325 XAVIER ST, ELYRIA, OH 44035-8291
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210838399
Date	Sep 9, 2021
Instrument	2021-0838399

Lender

Name	AMERICAN MIDWEST MORTGAGE CORP
Type	Mortgage Company
Address	CLEVELAND, OH 44103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,258.00	$86,130 (+%) Land $19,830 Building $66,300	$246,080 (-) Land $56,660 Building $189,420
2024	$4,258.00 (+11.93%)	$86,128 (+26.39%) Land $19,831 Building $66,297	$246,080 (+26.39%) Land $56,660 Building $189,420
2023	$3,804.00 (+0.34%)	$68,145 (+0.01%) Land $13,671 Building $54,474	$194,700 (-) Land $39,060 Building $155,640
2022	$3,791.00	$68,140 Land $13,670 Building $54,470
2021			$194,700 Land $39,060 Building $155,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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