325 Willow Ln, Geneva, IL 60134 Property Records

Kane County property record for 325 Willow Ln, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,312 sqft · built 1960
Lot Size0.304 acres (13,250 sqft)
Owner2 Individual Names on Record
Last Sale$539,000 (Sep 2024)
Tax Bill$11,559 (2025)
Deeds & MortgagesNov 2025 Mortgage
Oct 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-04-281-003

Property Details

APN / Parcel Number

Primary APN12-04-281-003

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,312 sqft Living Area
Gross Area3,112 sqft
1st Floor Area2,312 sqft
Basement Area800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleSplit Level
Lot Area13,250 sqft (0.304 acres)
Lot Dimensions132 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address325 WILLOW LN
CityGENEVA
StateIL
Zip60134-1046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANSONES FOURTH ADDITION LOT 30
Legal SubdivisionANSONES FOURTH ADDN
Legal Block2
Legal Lot Number30
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2005
Census Tract852607

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1460 KEIM CIR, GENEVA, IL 60134-7516
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · ARM
GUILD MORTGAGE CO
Oct 4, 2018Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Jun 30, 2020Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2024 · Amount on Record
Deed SaleSep 5, 2024 · Amount on Record
Prior SaleJun 30, 2020 · Amount on Record
Deed Document Number202431867
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address325 WILLOW LN, GENEVA, IL 60134-1046
Transaction TypeMortgage
Record UpdatedNov 26, 2025
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 WILLOW LN, GENEVA, IL 60134-1046

Mortgage

Document Number0000045245
DateNov 14, 2025
Instrument2025K045245
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2055
Interest
Rate6.99%
Change Frequency10 Years

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address325 WILLOW LN, GENEVA, IL 60134-1046
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048626
DateOct 4, 2018
Instrument2018K048626
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 3, 2048

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 30, 2020
Property Address325 WILLOW LN, GENEVA, IL 60134-1046
Document Number0000034720
Instrument DateMay 22, 2020
Instrument2020K034720
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address325 WILLOW LN, 325, GENEVA, IL 60134-1046

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address325 WILLOW LN, GENEVA, IL 60134-1046

Mortgage

Document Number0000034721
DateJun 30, 2020
Instrument2020K034721
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,559.00 (+14.9%)
2024$154,883 (+22.45%) Land $43,508 Building $111,375$464,835 (+22.5%) Land $130,576 Building $334,259
2022$10,060.00 (+3.02%) Homeowner's exemption$126,486 (+3.86%) Land $36,752 Building $89,734$379,458 (+3.86%) Land $110,256 Building $269,202
2021$9,765.00 Homeowner's exemption$121,785 Land $35,386 Building $86,399$365,355 Land $106,158 Building $259,197

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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