Centre County property record for 325 Walnut St, Howard, PA 16841
| Property Type | Commercial |
|---|---|
| Details | 2,866 sqft · built 1900 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on File |
| Last Sale | $445,000 (Jun 2025) |
| Tax Bill | $5,675 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2014 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-002-,084-,0000 |
| Primary APN | 27-002-,084-,0000 |
|---|
| Units | 4 Units |
|---|---|
| Building Area | 2,866 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Street Address | 325 WALNUT ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2261 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 10100 |
325 Walnut St, a commercial property, is owned by a company that bought it in June 2025.
Source: Centre County records, as of July 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 221 W HIGH ST, BELLEFONTE, PA 16823-1351 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2023 | Deed of Trust, Mortgage THE JUNIATA VALLEY BANK |
| Nov 6, 2014 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Mar 3, 2008 | Deed of Trust, Mortgage · Commercial Mortgage GLORIA J REISH |
| Mar 3, 2008 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Jun 1, 2011 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Nov 6, 2014 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Jun 1, 2011 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Jun 10, 2016 | Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK |
| Jun 25, 2025 | Deed, Transfer · Commercial Mortgage KISH BANK |
| May 26, 2005 | Deed, Transfer · Commercial Mortgage SUSQUEHANNA BANK PA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on File |
| Deed Sale | Jun 25, 2025 · Amount on File |
| Prior Sale | May 26, 2005 · Amount on File |
| Deed Book / Page | 2332 / 698 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 301 KLFER RD, BELLEFONTE, PA 16823-7103 |
| Investor | Possibly a Property Investor |
| Document Number | 002311/763 |
|---|---|
| Date | Oct 3, 2023 |
| Book Page | 2311/763 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | BELLEFONTE, PA 16823 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Oct 3, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02152/0986 |
|---|---|
| Date | Nov 6, 2014 |
| Book Page | 2152/0986 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02006/0007 |
|---|---|
| Date | Mar 3, 2008 |
| Book Page | 2006/0007 |
| Name | GLORIA J REISH |
|---|---|
| Type | Private Party |
| Address | 1651 VALLEY VIEW RD, BELLEFONTE, PA 16823 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02006/0006 |
|---|---|
| Date | Mar 3, 2008 |
| Book Page | 2006/0006 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Apr 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2011 |
| Change Frequency | Annually |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 9.75% |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02080/0682 |
|---|---|
| Date | Jun 1, 2011 |
| Book Page | 2080/0682 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Address | STATE COLLEGE, PA 16801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02152/0984 |
|---|---|
| Date | Nov 6, 2014 |
| Book Page | 2152/0984 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02080/0681 |
|---|---|
| Date | Jun 1, 2011 |
| Book Page | 2080/0681 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Address | STATE COLLEGE, PA 16801 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02181/0938 |
|---|---|
| Date | Jun 10, 2016 |
| Book Page | 2181/0938 |
| Name | THE JUNIATA VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MIFFLINTOWN, PA 17059 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 25, 2025 |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Document Number | 002332/698 |
| Book / Page | 2332 / 698 |
| Instrument Date | Jun 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 W HIGH ST, BELLEFONTE, PA 16823-1351 |
| Investor | Possibly a Property Investor |
| Document Number | 0002332699 |
|---|---|
| Date | Jun 25, 2025 |
| Instrument | 2332/699 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | May 26, 2005 |
| Property Address | 325 WALNUT ST, HOWARD, PA 16841-2261 |
| Document Number | 01827/0845 |
| Book / Page | 1827 / 0845 |
| Instrument Date | May 26, 2005 |
| Instrument | 001861 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 E MAIN ST, HOWARD, PA 16841-2210 |
| Investor | Possibly a Property Investor |
| Document Number | 0018270848 |
|---|---|
| Date | May 26, 2005 |
| Instrument | 1827/0848 |
| Name | SUSQUEHANNA BANK PA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 325 Walnut St was $5,675.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,675.00 | $74,455 Land $7,725 Building $66,730 | |
| 2025 | $148,910 Land $15,450 Building $133,460 | ||
| 2024 | $5,645.00 | $74,455 Land $7,725 Building $66,730 | |
| 1994 | $148,910 Land $15,450 Building $133,460 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 325 Walnut St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people · EPA ID PA4140080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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