325 W Main St, Benton Harbor, MI 49022 Property Records

Berrien County property record for 325 W Main St, Benton Harbor, MI 49022

Property Summary

Property Type	Restaurant
Details	2,050 sqft · built 1950
Lot Size	0.359 acres (15,638 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Dec 2016)
Tax Bill	$5,245 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`54-0805-0019-00-7`

Property Details

APN / Parcel Number

Primary APN	`54-0805-0019-00-7`
Alternative APN	`11-54-0805-0019-00-7`

Interior

Stories	1 Story
Building Area	2,050 sqft Total Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	15,638 sqft (0.359 acres)
Lot Dimensions	125 ft deep x 125 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	325 W MAIN ST
City	BENTON HARBOR
State	MI
Zip	49022-3613
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	DISTRICT D
Legal Description	LOT 19 ASSESSORS PLAT NO 5 & ASSESSORS REPLAT OF PART OF EAST ST JOSEPH SUB CITY OF BENTON HARBOR SEE 11-54-9975-0084-00-0 MAP 467B
Legal Subdivision	ST JOSEPH SUB
Legal Lot Number	19
Legal Unit	19
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON HARBOR
Census Block Group	2
Census Block	2013
Census Tract	400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	717 COURT ST, SAINT JOSEPH, MI 49085-1307
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Warranty Deed, Transfer · Line of Credit EDGEWATER BANK
Mar 5, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2016 · Amount on Record
Deed Sale	Dec 9, 2016 · Amount on Record
Prior Sale	Sep 20, 2006
Deed Book / Page	3157 / 1158
Prior Transfer Date	Feb 11, 2003
Prior Transfer Doc	2361000356
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 24, 2020
Property Address	325 W MAIN ST, BENTON HARBOR, MI 49022-3613
Document Number	03263/0139
Book / Page	3263 / 0139
Map Reference	LB 12 PG 48
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 E MAIN ST, BENTON HARBOR, MI 49022-3321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 COURT ST, SAINT JOSEPH, MI 49085-1307

Mortgage

Document Number	0003263140
Date	Jan 24, 2020
Instrument	3263/140

Lender

Name	EDGEWATER BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Mar 5, 2019
Property Address	325 W MAIN ST, BENTON HARBOR, MI 49022-3613
Document Number	03230/2604
Book / Page	3230 / 2604
Map Reference	PL 5 LB 12 PG 48
Instrument Date	Feb 8, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 W MAIN ST, BENTON HARBOR, MI 49022-3613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W MAIN ST, BENTON HARBOR, MI 49022-3613
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Benton Harbor City
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,500 (+51.61%)	$245,000 (+51.61%)
2025	$5,245.00 (+13.43%)
2023		$80,800	$161,600
2022	$4,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Aug 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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