325 W Lowell Ave, Tracy, CA 95376 Property Records

San Joaquin County property record for 325 W Lowell Ave, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1938
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (May 2005)
Tax Bill	$5,607 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`233-065-120-000`

Property Details

APN / Parcel Number

Primary APN	`233-065-120-000`
Alternative APN	`233-065-12`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	233-065-12
Street Address	325 W LOWELL AVE
City	TRACY
State	CA
Zip	95376-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKER VILLAS 03 LOT 154
Legal Subdivision	PARKER VILLAS 03
Legal Block	2
Legal Lot Number	154
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2018
Census Tract	5303

Owner

325 W Lowell Ave is owned by an individual who acquired it in January 2017.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	22310 CITY CENTER DR, HAYWARD, CA 94541-2845
Owner Type	Individual
Vesting	Single Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Sep 16, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BETTER MORTGAGE CORPORATION
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2005 · Amount on File
Deed Sale	May 6, 2005 · Amount on File
Prior Sale	Jul 28, 2004 · Amount on File
Deed Document Number	2005108778
Last Transfer Date	Jan 17, 2017
Transfer Doc	0000044906
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W LOWELL AVE, TRACY, CA 95376-3019

Mortgage

Document Number	0000109698
Date	Dec 8, 2025
Instrument	2025-109698

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W LOWELL AVE, TRACY, CA 95376-3019

Mortgage

Document Number	0000080405
Date	Sep 22, 2025
Instrument	2025-080405

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W LOWELL AVE, TRACY, CA 95376-3019

Mortgage

Document Number	0000078730
Date	Sep 16, 2025
Instrument	2025-078730

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2045

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W LOWELL AVE, TRACY, CA 95376-3019

Mortgage

Document Number	0000191636
Date	Nov 17, 2021
Instrument	2021-191636

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 W LOWELL AVE, TRACY, CA 95376-3019

Mortgage

Document Number	0000010310
Date	Jan 19, 2021
Instrument	2021-010310

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2017
Property Address	325 W LOWELL AVE, TRACY, CA 95376-3019
Document Number	0000044906
Instrument Date	Jan 17, 2017
Instrument	44906
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	325 W LOWELL AVE TRACY CA 953763019, TRACY, CA 95376-3019

Mortgage

Document Number	44907
Date	Apr 21, 2017
Instrument	44907

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 325 W Lowell Ave was $5,607, down 2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,607.00 (-1.99%)
2025	$5,721.00	$496,600 Land $145,000 Building $351,600
2023	$4,507.00 (-8.52%)	$414,400 Land $120,000 Building $294,400	$458,460
2022	$4,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 W Lowell Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 325 W Lowell Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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