325 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 325 W 9th St, Covington, KY 41011

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,750 sqft · built 1886
Lot Size0.063 acres (2,750 sqft)
OwnerCompany Name on Record
Last Sale$32,501 (Aug 2007)
Tax Bill$1,722 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN054-22-07-010.00

Property Details

APN / Parcel Number

Primary APN054-22-07-010.00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,750 sqft Finished Area

Exterior

Year BuiltBuilt 1886
Effective Year BuiltEffective 1886
Architectural StyleTriplex
Exterior MaterialCombination
Roof MaterialMetal
Lot Area2,750 sqft (0.063 acres)
Lot Dimensions100 ft deep x 27.5 ft wide

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address325 W 9TH ST
CityCOVINGTON
StateKY
Zip41011-2169
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Description27.5X100 PT UN SUB SS 9TH 378 FT E MAIN
Legal SubdivisionUN SUB
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2001
Census Tract60700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Side-Main Strasse Historic District
listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1512 RESOURCE DR, B, BURLINGTON, KY 41005-9379
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage
CITY NATIONAL BANK OF WEST VIRGINIA
May 5, 2022Deed of Trust, Mortgage
SILVER HILL FINANCIAL LLC
Jun 16, 2022Deed of Trust, Mortgage
SILVER HILL FINANCIAL LLC
Aug 27, 2021Warranty Deed, Transfer
Jan 25, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2007 · Amount on Record
Deed SaleAug 2, 2007 · Amount on Record
Prior SaleMay 25, 2007 · Amount on Record
Deed Document Number200708 02 059 00031
Deed Book / Page3462 / 228
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address325 W 9TH ST, COVINGTON, KY 41011-2169
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6179 KINGSGATE DR, BURLINGTON, KY 41005-8908

Mortgage

Document Number0005900124
DateOct 29, 2021
Book Page292/923
Instrument21102905900124
Lender
NameCITY NATIONAL BANK OF WEST VIRGINIA
TypeBank
AddressHAMILTON, OH 45011
Agreement
AmountAmount Recorded
Term300 Months
DueOct 25, 2046
Interest
Rate TypeAdjustable Rate

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address325 W 9TH ST, COVINGTON, KY 41011-2169
Transaction TypeMortgage
Record UpdatedJan 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 RESOURCE DR B, B, BURLINGTON, KY 41005-9379

Mortgage

Document Number0005900042
DateMay 5, 2022
Book Page367/855
Instrument22050505900042
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address325 W 9TH ST, COVINGTON, KY 41011-2169
Transaction TypeMortgage
Record UpdatedJan 10, 2023
Title Company360 AMERICAN TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1512 RESOURCE DR B, B, BURLINGTON, KY 41005-9379

Mortgage

Document Number0005900316
DateJun 16, 2022
Book Page171/681
Instrument22061605900316
Lender
NameSILVER HILL FINANCIAL LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
AmountAmount Recorded
Term359 Months
DueMay 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 27, 2021
Property Address325 W 9TH ST, COVINGTON, KY 41011-2169
Document Number0005900102
Book / Page114 / 7
Map ReferencePL 328
Instrument DateAug 23, 2021
Instrument21082705900102
Transaction TypeTransfer
Record UpdatedJan 10, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176656, COVINGTON, KY 41017-6656

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJan 25, 2021
Property Address325 W 9TH ST, COVINGTON, KY 41011-2169
Document Number0005900107
Book / Page000068 / 000120
Instrument DateDec 30, 2020
Instrument5900107
Transaction TypeTransfer
Record UpdatedApr 19, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 176656 COVINGTON KY 410176656, COVINGTON, KY 41017-6656

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,722.00 (-0.52%)$130,000 (-) Land $10,000 Building $120,000$130,000 (-) Land $10,000 Building $120,000
2023$1,731.00$130,000 Land $10,000 Building $120,000$130,000 Land $10,000 Building $120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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