325 W 3rd St, Prophetstown, IL 61277 Property Records

Whiteside County property record for 325 W 3rd St, Prophetstown, IL 61277

Property Summary

Property TypeSingle Family Home
Lot Size0.125 acres (5,450 sqft)
OwnerIndividual Name on File
Last Sale$129,000 (Dec 2021)
Deeds & MortgagesDec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1532484002

Property Details

APN / Parcel Number

Primary APN1532484002
Alternative APN
  • 110460

Exterior

Lot Area5,450 sqft (0.125 acres)
Lot Dimensions109 ft deep x 50 ft wide

Location & Zoning

Account Number110460
Street Address325 W 3RD ST
CityPROPHETSTOWN
StateIL
Zip61277-1022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARNERS ADD TO BLK 17 LOT 9 104400X
Legal SubdivisionWARNERS ADDITION
Legal Block17
Legal Lot Number9
JurisdictionWHITESIDE IL
Township / Civil DivisionPROPHETSTOWN
Census Block Group1
Census Block1058
Census Tract700

Owner

325 W 3rd St is owned and occupied by an individual who bought it in December 2021.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address325 W 3RD ST, PROPHETSTOWN, IL 61277-1022
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2021 · Amount on File
Deed SaleDec 6, 2021 · Amount on File
Deed Document Number20218619
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITESIDE IL
Recording DateDec 6, 2021
Property Address325 W 3RD ST, PROPHETSTOWN, IL 61277-1022
Document Number0000008619
Instrument DateDec 2, 2021
Instrument2021-08619
Transaction TypeTransfer
Record UpdatedDec 29, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9607 PINE DR, LYNDON, IL 61261-9519

Mortgage

Document Number0000008620
DateDec 6, 2021
Instrument2021-08620
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionProphetstown Township
MunicipalityProphetstown City
Unified School DistrictProphetstown-Lyndon-Tampico Community Unit School District 3 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$45,429 Land $3,747 Building $41,682
2024$136,287 Land $11,241 Building $125,046

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 325 W 3rd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1997–2018)
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROPHETSTOWN
serves 1,946 people · EPA ID IL1950400
Water SourceGroundwater
Last State InspectionSep 2023
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Mediacom Xtream
Cable
2,000 / 1,000
Strada Communications
Fiber
1,000 / 1,000

May also be available: Nextlink.

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