325 Virgin St, Monterey, CA 93940 Property Records

Monterey County property record for 325 Virgin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1972
Lot Size	0.144 acres (6,250 sqft)
Owner	Trust Name on File
Tax Bill	$3,813 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013-052-011-000`

Property Details

APN / Parcel Number

Primary APN	`013-052-011-000`
Alternative APN	`013-052-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,541 sqft Living Area
1st Floor Area	1,541 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,250 sqft (0.144 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	013-052-011
Street Address	325 VIRGIN ST
City	MONTEREY
State	CA
Zip	93940-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE GROVE LOTS 26 & 27 & W 1/2 OF LOT 28 BLK 10
Legal Subdivision	DEL MONTE GROVE
Legal Block	10
Legal Lot Number	28
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	13300

Owner

325 Virgin St, a single family home, is held in a trust.

Source: Monterey County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	325 VIRGIN ST, MONTEREY, CA 93940-3827
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 21, 2026
Property Address	325 VIRGIN ST, MONTEREY, CA 93940-3827
Document Number	0000032219
Instrument Date	Sep 17, 2026
Instrument	202632219
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	325 VIRGIN ST, MONTEREY, CA 93940-3827

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	325 VIRGIN ST, MONTEREY, CA 93940-3827
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 VIRGIN ST, MONTEREY, CA 93940-3827

Mortgage

Document Number	0000074707
Date	Nov 2, 2021
Instrument	2021074707

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	325 VIRGIN ST, MONTEREY, CA 93940-3827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060400
Date	Dec 19, 2019
Instrument	2019060400

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 325 Virgin St was $3,813.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,127 (+2%) Land $141,459 Building $185,668
2025	$3,813.00 Homeowner's exemption	$320,714 Land $138,686 Building $182,028
2023	$3,364.00 (+1.45%) Homeowner's exemption	$308,261 Land $133,301 Building $174,960
2022	$3,316.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 325 Virgin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Virgin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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