325 Valley Dr, Sterling, CO 80751 Property Records

Logan County property record for 325 Valley Dr, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1953
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$223,000 (Oct 2025)
Tax Bill	$974 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`38052521325008`

Property Details

APN / Parcel Number

Primary APN	`38052521325008`
Alternative APN	`4905000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 64 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4905000
Street Address	325 VALLEY DR
City	STERLING
State	CO
Zip	80751-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 10 CHARMONY ADDN 3RD FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	21
Legal Subdivision	CHARMONY ADD
Legal Block	10
Legal Lot Number	6
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1016
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32059 WESTCHESTER DR, THOUSAND PALMS, CA 92276-3660
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2019	Deed of Trust, Mortgage · ARM VISIO FINANCIAL SERVICES INC
Apr 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Sep 12, 2018	Warranty Deed, Transfer VERISTONE FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Apr 19, 2021 · Amount on Record
Deed Document Number	2025777476
Deed Book / Page	1065 / 682
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Oct 24, 2025
Property Address	325 VALLEY DR, STERLING, CO 80751-2425
Document Number	0000777476
Book / Page	1065 / 682
Instrument Date	Oct 24, 2025
Instrument	777476
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32059 WESTCHESTER DR, THOUSAND PALMS, CA 92276-3660

Mortgage

Document Number	0000777477
Date	Oct 24, 2025
Instrument	777477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	325 VALLEY DR, STERLING, CO 80751-2425
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000743614
Date	Feb 20, 2019
Book Page	1031/0793
Instrument	743614

Lender

Name	VISIO FINANCIAL SERVICES INC
Type	Lending Institution
Address	AUSTIN, TX 78758

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.82%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	6.82%
Max Rate At Change	9.82%
Index	1-Year LIBOR
Margin	7
Max Rate	12.8%

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 19, 2021
Property Address	325 VALLEY DR, STERLING, CO 80751-2425
Document Number	0000754814
Book / Page	1042 / 997
Instrument Date	Apr 16, 2021
Instrument	754814
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 VALLEY DR, STERLING, CO 80751-2425

Mortgage

Document Number	0000754815
Date	Apr 19, 2021
Instrument	754815

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 12, 2018
Property Address	325 VALLEY DR, STERLING, CO 80751-2425
Document Number	0000741256
Book / Page	001029 / 000433
Instrument Date	Sep 10, 2018
Instrument	741256
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 200387 EVANS CO 806200387, EVANS, CO 80620-0387

Mortgage

Document Number	741257
Date	Sep 12, 2018
Book Page	001029/000434
Instrument	741257

Lender

Name	VERISTONE FUND I LLC
Type	Bank
Address	KIRKLAND, WA 98033

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (+53.87%)	$11,618 (-3.18%)	$185,887 (+3.76%) Land $31,200 Building $154,687
2024	$633.00 (+16.79%)	$12,000 (-91.3%)	$179,150 (+29.87%) Land $29,250 Building $149,900
2023	$542.00 (-12.86%)	$137,950 (+1,338.48%) Land $26,910 Building $111,040	$137,950 (-) Land $26,910 Building $111,040
2022	$622.00	$9,590 Land $1,870 Building $7,720	$137,950 Land $26,910 Building $111,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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