325 Thomas St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 325 Thomas St, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,296 sqft · built 1900
Lot Size0.145 acres (6,316 sqft)
Owner2 Individual Names on Record
Tax Bill$5,273 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19-01813-0000-00012

Property Details

APN / Parcel Number

Primary APN19-01813-0000-00012
Alternative APNs
  • 190181300012
  • 07008470
  • 3648

Interior

Stories2 Stories
Building Area1,296 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area6,316 sqft (0.145 acres)
Lot Dimensions127 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number3648
Street Address325 THOMAS ST
CityPHILLIPSBURG
StateNJ
Zip08865-3343
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal Block1813
Legal Lot Number12
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group2
Census Block2009
Census Tract30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morris Canal
listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address325 THOMAS ST, PHILLIPSBURG, NJ 08865-3343
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWARREN NJ
Recording DateMar 10, 2022
Property Address325 THOMAS ST, PHILLIPSBURG, NJ 08865-3343
Document Number0003246/33
Book / Page3246 / 33
Instrument DateMar 4, 2022
Instrument2022-572412
Transaction TypeTransfer
Record UpdatedApr 20, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address325 THOMAS ST, PHILLIPSBURG, NJ 08865-3343

Mortgage

Document Number2022572413
DateMar 10, 2022
Instrument2022-572413
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,800 (-) Land $29,100 Building $83,700$112,800 (-) Land $29,100 Building $83,700
2025$5,273.00 (+2.87%)$112,800 (-) Land $29,100 Building $83,700$112,800 (-) Land $29,100 Building $83,700
2024$5,126.00 (+9.58%)
2023$112,800 Land $29,100 Building $83,700$112,800 Land $29,100 Building $83,700
2022$4,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1986)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Service Electric Cable TV
Cable
1,000 / 40
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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