325 Summit Rd, Elizabeth, NJ 07208 Property Records

Union County and Elizabeth City property record for 325 Summit Rd, Elizabeth, NJ 07208

Property Summary

Property Type	Single Family Home
Details	1,468 sqft · built 1929
Lot Size	0.077 acres (3,340 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Mar 2021)
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04 00010-0000-01981`

Property Details

APN / Parcel Number

Primary APN	`04 00010-0000-01981`
Alternative APNs	`04-00034-0000-00007` `040001001981`

Interior

Building Area	1,468 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	3,340 sqft (0.077 acres)
Lot Dimensions	102 ft deep x 44 ft wide

Location & Zoning

Old Parcel Number	0400010000001981
Street Address	325 SUMMIT RD
City	ELIZABETH
State	NJ
Zip	07208-1148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	34
Legal Lot Number	7
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2001
Census Tract	32102

Owner

325 Summit Rd is owned and occupied by an individual who bought it in March 2021.

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	325 SUMMIT RD, ELIZABETH, NJ 07208-1148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 11, 2020	Grant Deed, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Feb 11, 2020 · Amount on File
Deed Document Number	20212328
Deed Book / Page	6403 / 2944
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 8, 2021
Property Address	325 SUMMIT RD, ELIZABETH, NJ 07208-1148
Document Number	0064032944
Book / Page	6403 / 2944
Instrument Date	Mar 1, 2021
Instrument	2328
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 SUMMIT RD, ELIZABETH, NJ 07208-1148

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SUMMIT RD, ELIZABETH, NJ 07208-1148

Mortgage

Document Number	0000006277
Date	Mar 8, 2021
Instrument	6277

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 11, 2020
Property Address	325 SUMMIT RD, ELIZABETH, NJ 07208-1148
Document Number	0063590664
Book / Page	006359 / 000664
Instrument Date	Jan 10, 2020
Instrument	322092
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 SUMMIT RD ELIZABETH NJ 072081148, ELIZABETH, NJ 07208-1148

Mortgage

Document Number	146510976
Date	Feb 11, 2020
Book Page	014651/000976
Instrument	686694

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 325 Summit Rd was $7,376, up 4.8% from the year before.

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,700 (-) Land $170,100 Building $195,600	$365,700 (-) Land $170,100 Building $195,600
2025	$7,376.00 (+4.83%)	$365,700 Land $170,100 Building $195,600	$365,700 Land $170,100 Building $195,600
2024	$7,036.00
2023		$23,600 Land $6,900 Building $16,700	$23,600 Land $6,900 Building $16,700
2022	$7,216.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 Summit Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Summit Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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