325 Summit Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 325 Summit Ave, Hagerstown, MD 21740

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	1 ba · 4,224 sqft · built 1907
Lot Size	0.165 acres (7,200 sqft)
Owner	Trust Name on File
Last Sale	$115,000 (Jan 2019)
Tax Bill	$1,420 (2026)
Deeds & Mortgages	Jan 2026 Mortgage May 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-020827`

Property Details

APN / Parcel Number

Primary APN	`03-020827`
Alternative APN	`020827`

Interior

Units	4 Units
Stories	3 Stories
Building Area	4,224 sqft Total Area
1st Floor Area	4,224 sqft
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	180 ft deep x 40 ft wide
Porch	Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	020827
Street Address	325 SUMMIT AVE
City	HAGERSTOWN
State	MD
Zip	21740-6041
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	RMOD
Legal Description	LOT 40X180 325-327 SUMMIT AVE
Legal Subdivision	SURREY ADDITION
Legal Lot Number	325-327
Jurisdiction	WASHINGTON MD
Township / Civil Division	3, HAGERSTOWN
Census Block Group	2
Census Block	2000
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown City Park Historic District listed 1990 · 210 contributing resources · NRIS 90001017

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

325 Summit Ave, a residential property, is held in a trust since January 2019.

Source: Washington County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	12907 OAK HILL AVE, 1, HAGERSTOWN, MD 21742-2926
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
May 22, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 7, 2019	Grant Deed, Transfer · Line of Credit BANK OF CHARLESTOWN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2019 · Amount on File
Deed Sale	Jan 7, 2019 · Amount on File
Prior Sale	Dec 5, 2006 · Amount on File
Deed Book / Page	5900 / 304
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	325 SUMMIT AVE, HAGERSTOWN, MD 21740-6041
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 BOSWELL BLVD, SMITHSBURG, MD 21783-1634

Mortgage

Document Number	0078460286
Date	Jan 22, 2026
Book Page	7846/286

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	BOCA RATON, FL 33431

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 22, 2025
Property Address	325 SUMMIT AVE, HAGERSTOWN, MD 21740-6041
Document Number	0076900514
Book / Page	7690 / 514
Map Reference	FO 11
Instrument Date	May 20, 2025
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12907 OAK HILL AVE STE 1, 1, HAGERSTOWN, MD 21742-2926

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 7, 2019
Property Address	325 SUMMIT AVE, HAGERSTOWN, MD 21740-6041
Document Number	0059000304
Book / Page	005900 / 000304
Instrument Date	Dec 28, 2018
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER SETTLEMENT & TITLE SVC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$115.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5 S MAIN ST SMITHSBURG MD 217831950, SMITHSBURG, MD 21783-1950

Mortgage

Document Number	59000308
Date	Jan 7, 2019
Book Page	005900/000308

Lender

Name	BANK OF CHARLESTOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 6, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

The 2026 property tax bill for 325 Summit Ave was $1,420, down 0.6% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,420.00 (-0.56%)	$155,900 (-0.57%) Land $42,200 Building $113,700	$155,900 (-0.57%) Land $42,200 Building $113,700
2025	$1,428.00	$156,800 Land $42,200 Building $114,600	$156,800 Land $42,200 Building $114,600
2023	$1,185.00	$129,533	$156,800 Land $42,200 Building $114,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Summit Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 325 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Xfinity.

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