Chester County property record for 325 Stuart Ave, Downingtown, PA 19335
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1.5 ba · 1,080 sqft · built 1928 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Dec 2019) |
| Tax Bill | $358 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 11-7-84 |
| Primary APN | 11-7-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Neighborhood |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 325 STUART AVE |
|---|---|
| City | DOWNINGTOWN |
| State | PA |
| Zip | 19335-2574 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Description | LOT & DWG |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | DOWNINGTOWN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 304102 |
325 Stuart Ave, a duplex, is owned and occupied by an individual who bought it in December 2019.
Source: Chester County records, as of May 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 325 STUART AVE, DOWNINGTOWN, PA 19335-2574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 16, 2019 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on File |
| Deed Sale | Dec 16, 2019 · Amount on File |
| Prior Sale | Aug 18, 2016 · Amount on File |
| Deed Document Number | 201911706559 |
| Deed Book / Page | 10066 / 1 |
| Prior Transfer Date | Feb 8, 2000 |
| Prior Transfer Doc | 0000012632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 325 STUART AVE, DOWNINGTOWN, PA 19335-2574 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0104231611 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 10423/1611 |
| Instrument | 11800978 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Dec 16, 2019 |
| Property Address | 325 STUART AVE, DOWNINGTOWN, PA 19335-2574 |
| Document Number | 0100660001 |
| Book / Page | 010066 / 000001 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 11706559 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2020 |
| Title Company | CHESCO SETTLEMENT SERVICES LLC, CHESCO SETTLEMENT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 STUART AVE DOWNINGTOWN PA 193352574, DOWNINGTOWN, PA 19335-2574 |
| Document Number | 100660004 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 010066/000004 |
| Instrument | 11706560 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2049 |
The 2026 property tax bill for 325 Stuart Ave was $358.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Downingtown Borough |
| Unified School District | Downingtown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358.00 | $78,310 (-) Land $25,670 Building $52,640 | $78,550 (-) Land $25,670 Building $52,880 |
| 2025 | $78,310 (-) Land $25,670 Building $52,640 | $78,550 Land $25,670 Building $52,880 | |
| 2024 | $3,270.00 | $78,310 Land $25,670 Building $52,640 | |
| 1998 | $78,550 Land $25,670 Building $52,880 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 325 Stuart Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 89 (1994–2021) |
| Claims Outside the SFHA | 11 of 89 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 325 Stuart Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNINGTOWN WATER AUTHORITY serves 9,900 people · EPA ID PA1150026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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