325 Stevens Ave, Arnold, MD 21012 Property Records

Anne Arundel County property record for 325 Stevens Ave, Arnold, MD 21012

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,660 sqft · built 1957
Lot Size0.263 acres (11,440 sqft)
OwnerIndividual Name on Record
Last Sale$100,100 (May 1998)
Tax Bill$3,904 (2025)
Deeds & MortgagesFeb 2017 Second Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-115-32161145

Property Details

APN / Parcel Number

Primary APN03-115-32161145
Alternative APNs
  • 311532161145
  • 11532161145

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,660 sqft Living Area
1st Floor Area1,240 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleConventional
Exterior MaterialOther
Roof MaterialComposition Shingle
Lot Area11,440 sqft (0.263 acres)
Deck Area600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number11532161145
Street Address325 STEVENS AVE
CityARNOLD
StateMD
Zip21012-1547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 102 BELVEDERE HEIGHTS
Legal SubdivisionBELVEDERE HEIGHTS
Legal Block2
Legal Lot Number102
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group2
Census Block2018
Census Tract731104

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address325 STEVENS AVE, ARNOLD, MD 21012-1547
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TOWER FCU
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 1998 · Amount on Record
Deed SaleMay 28, 1998 · Amount on Record
Prior SaleSep 4, 1997 · Amount on Record
Deed Document Number19986069
Deed Book / Page8485 / 449
Record UpdatedOct 29, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address325 STEVENS AVE, ARNOLD, MD 21012-1547
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0306840166
DateFeb 28, 2017
Book Page30684/166
Instrument30684-166
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 19, 2022

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address325 STEVENS AVE, ARNOLD, MD 21012-1547
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyCALATLANTIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0346890181
DateJun 4, 2020
Book Page34689/181
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$384,667 (+10.59%)$394,600 (+8.17%) Land $237,300 Building $157,300
2025$3,904.00 (+20.35%)
2023$3,244.00 Homeowner's exemption$347,833$364,800 Land $237,300 Building $127,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1979–2003)
Most Recent ClaimSep 2003 · Hurricane Isabel
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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