325 Starcrest Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 325 Starcrest Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,808 sqft · built 1995
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Apr 2014)
Tax Bill	$4,921 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090C1-01-00-20400`

Property Details

APN / Parcel Number

Primary APN	`090C1-01-00-20400`
Alternative APN	`37339`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,808 sqft Finished Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Composition/Composite
Construction Type	Wood
Roof Material	Wood
Lot Area	13,024 sqft (0.299 acres)
Garage Type	Detached
Garage Area	264 sqft
Deck Area	547 sqft
Patio Area	168 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	325 STARCREST RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-7288
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED RE
Legal Description	MILL CREEK 8 . 204 PH-II
Legal Subdivision	MILL CREEK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	1
Census Block	1003
Census Tract	11301

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	20143695
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	325 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006625
Date	Aug 2, 2023
Instrument	202300006625

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	325 STARCREST RD, CHARLOTTESVILLE, VA 22902-7288
Document Number	0000019105
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 STARCREST RD CHARLOTTESVILLE VA 229027288, CHARLOTTESVILLE, VA 22902-7288

Mortgage

Document Number	0000019105
Date	Dec 29, 2020
Book Page	005453/000377
Instrument	19105

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 28, 2035

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,921.00 (+8.54%)	$550,400 (+8.52%) Land $200,000 Building $350,400	$550,400 (+8.52%) Land $200,000 Building $350,400
2025	$4,534.00 (+16.68%)	$507,200 (+11.45%) Land $144,000 Building $363,200	$507,200 (+11.45%) Land $144,000 Building $363,200
2023	$3,886.00	$455,100 Land $144,000 Building $311,100	$455,100 Land $144,000 Building $311,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed.

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