325 Stable Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 325 Stable Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 7 ba · 9,025 sqft · built 2006
Lot Size	2.11 acres (91,946 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2008)
Tax Bill	$49,094 (2024)
Deeds & Mortgages	Nov 2020 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-103-014`

Property Details

APN / Parcel Number

Primary APN	`16-05-103-014`

Interior

Bedrooms	4 Beds
Full Baths	7 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	30 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	9,025 sqft Living Area
Gross Area	14,292 sqft
1st Floor Area	3,887 sqft
2nd Floor Area	5,138 sqft
Upper Floors Area	5,219 sqft
Basement Area	3,887 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Slate
Lot Area	91,946 sqft (2.11 acres)
Garage Type	Attached
Garage Area	1,380 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	325 STABLE LN
City	LAKE FOREST
State	IL
Zip	60045-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIRARDIS RESUBDIVISION; LOT 2
Legal Subdivision	GIRARDIS RESUBDIVISION
Legal Lot Number	2
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	2
Census Block	2000
Census Tract	864601

Owner

325 Stable Ln is owned and occupied by two individuals who bought it in January 2008.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	325 STABLE LN, LAKE FOREST, IL 60045-2715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 25, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2008 · Amount on File
Deed Sale	Jan 9, 2008 · Amount on File
Deed Document Number	20086290895
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	325 STABLE LN, LAKE FOREST, IL 60045-2715
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007711898
Date	Nov 4, 2020
Instrument	7711898

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	325 STABLE LN, LAKE FOREST, IL 60045-2715
Document Number	0007461474
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	325 STABLE LN LAKE FOREST IL 600452715, LAKE FOREST, IL 60045-2715

Mortgage

Document Number	0007461474
Date	Feb 1, 2018
Instrument	7461474

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Interest

Rate Type	Adjustable Rate
Rate	3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$873,860 Land $276,538 Building $597,322	$2,621,842 Land $829,697 Building $1,792,145
2024	$49,094.00 (+8.43%)
2023	$45,277.00 (-8.54%)	$1,052,546 (+19.82%) Land $253,139 Building $799,407	$3,157,954 (+19.82%) Land $759,493 Building $2,398,461
2022	$49,506.00	$878,409 Land $266,611 Building $611,798	$2,635,491 Land $799,913 Building $1,835,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 325 Stable Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1979–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Stable Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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