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325 Sperry Cir, Bristol, TN 37620 Property Records

Sullivan County property record for 325 Sperry Cir, Bristol, TN 37620

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,340 sqft · built 1966
Lot Size0.79 acres (34,412 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (May 2026)
Tax Bill$1,523 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Mar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN082054F B 03000

Property Details

APN / Parcel Number

Primary APN082054F B 03000
Alternative APN
  • 054F B 03000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,340 sqft Living Area
1st Floor Area2,340 sqft
Basement Area756 sqft
Unfinished Basement756 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area34,412 sqft (0.79 acres)
Lot Dimensions192 ft deep x 168 ft wide

Exterior Amenities

PorchSlab
Porch Area114 sqft
Deck Area489 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address325 SPERRY CIR
CityBRISTOL
StateTN
Zip37620-9423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 21, COUNTY AREA: A20
Legal SubdivisionDEERFIELD ACRES SUB
Legal Lot Number26
JurisdictionSULLIVAN TN
Township / Civil Division1
Census Block Group3
Census Block3017
Census Tract43000

Owner

Source: Sullivan County assessment roll, APN 082054F B 03000, as of January 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 SPERRY CIR, BRISTOL, TN 37620-9423
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Mar 27, 2018Deed of Trust, Mortgage · Line of Credit
PEOPLES COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2026 · Amount on Record
Deed SaleMay 29, 2026 · Amount on Record
Prior SaleNov 16, 1999 · Amount on Record
Deed Document Number202610830
Deed Book / Page3702 / 1963
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSULLIVAN TN
Recording DateMay 29, 2026
Property Address325 SPERRY CIR, BRISTOL, TN 37620-9423
Document Number0000010830
Book / Page3702 / 1963
Instrument DateMay 28, 2026
Instrument202610830
Transaction TypeTransfer
Record UpdatedJun 05, 2026
Title CompanyRELIABLE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$134,532.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address325 SPERRY CIR, BRISTOL, TN 37620-9423

Mortgage

Document Number0000010831,
DateMay 29, 2026
Instrument202610831
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSULLIVAN TN
Property Address325 SPERRY CIR, BRISTOL, TN 37620-9423
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32811445
DateMar 27, 2018
Book Page3281/1445
Instrument18005038
Lender
NamePEOPLES COMMUNITY BANK
TypeBank
AddressJOHNSON CITY, TN 37615
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 09, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Sullivan County assessment roll as of January 23, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountySullivan County
Unified School DistrictSullivan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (+39.09%)$94,425 (+107.41%) Land $5,750 Building $88,675$377,700 (+107.41%) Land $23,000 Building $354,700
2023$45,525 (-) Land $4,125 Building $41,400
2022$1,095.00$45,525 Land $4,125 Building $41,400
2021$182,100 Land $16,500 Building $165,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sullivan County (47163C), as of August 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 48% of the US · above 65% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 26 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Bristol Tennessee Essential Services
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000644, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSOUTH FORK UTILITY DISTRICT
serves 10,229 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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