325 Sirls Rd, Benton, KY 42025 Property Records

Marshall County property record for 325 Sirls Rd, Benton, KY 42025

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 2,540 sqft · built 1873
Lot Size	3.48 acres (151,589 sqft)
Owner	Company Name on Record
Last Sale	$187,000 (Jul 2020)
Tax Bill	$2,760 (2025)
Deeds & Mortgages	Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`78-00-00-112`

Property Details

APN / Parcel Number

Primary APN	`78-00-00-112`
Alternative APN	`1049220`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	2,540 sqft Building Perimeter
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1873
Lot Area	151,589 sqft (3.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1049220
Street Address	325 SIRLS RD
City	BENTON
State	KY
Zip	42025-6353
Property Category	Commercial
Property Type	Commercial > Retail
Jurisdiction	MARSHALL KY
Township / Civil Division	FAIRDEALING
Census Block Group	1
Census Block	1015
Census Tract	950603

Owner

Source: Marshall County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	415 S SEMINOLE DR, CHATTANOOGA, TN 37411-4150
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	20201031167
Deed Book / Page	478 / 215
Record Updated	Jun 8, 2026

July 2020: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MARSHALL KY
Recording Date	Jul 20, 2020
Property Address	325 SIRLS RD, BENTON, KY 42025-6353
Document Number	DEED478/215
Book / Page	DEED 478 / 215
Map Reference	CAB G SL 339
Instrument Date	Apr 17, 2020
Instrument	1031167
Transaction Type	Construction Loan
Record Updated	Dec 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 S SEMINOLE DR, CHATTANOOGA, TN 37411-4150

Mortgage

Document Number	1031164
Date	Jul 20, 2020
Instrument	1031164

Lender

Name	CITIZENS DEPOSIT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 14, 2040

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,760.00 (+42.49%)	$280,000 (+49.73%) Land $30,000 Building $250,000	$280,000 (+49.73%) Land $30,000 Building $250,000
2023	$1,937.00	$187,000 Land $10,000 Building $177,000
2022			$187,000 Land $10,000 Building $177,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JONATHAN CREEK WATER DISTRICT serves 7,182 people · EPA ID KY0790216
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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