325 Silver Point Rd, Silver Point, TN 38582 Property Records

DeKalb County property record for 325 Silver Point Rd, Silver Point, TN 38582

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,320 sqft · built 2001
Lot Size	0.238 acres (10,395 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Dec 2022)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`021031B B 02600`

Property Details

APN / Parcel Number

Primary APN	`021031B B 02600`
Alternative APN	`031B B 02600`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,320 sqft Living Area
1st Floor Area	2,320 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,395 sqft
Lot Dimensions	105 ft deep x 99 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	456 sqft
Deck Area	624 sqft
Patio Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	325 SILVER POINT RD
City	SILVER POINT
State	TN
Zip	38582-7983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 18; SUBDIVISION: SILVER POINT SEC 1
Legal Subdivision	SILVER POINT SEC 1
Legal Lot Number	103
Jurisdiction	DE KALB TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	920101

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	506 MAPLEGROVE DR, FRANKLIN, TN 37064-5124
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Warranty Deed, Transfer · Conventional Mortgage STUDIO BANK
Oct 30, 2017	Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2022 · Amount on Record
Deed Sale	Dec 22, 2022 · Amount on Record
Prior Sale	Jan 25, 2008 · Amount on Record
Deed Document Number	0000540769
Deed Book / Page	419 / 62
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000041962
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Dec 28, 2022
Property Address	325 SILVER POINT RD, SILVER POINT, TN 38582-7983
Document Number	0005400769
Book / Page	540 / 769
Instrument Date	Dec 22, 2022
Instrument	207315
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 MAPLEGROVE DR, FRANKLIN, TN 37064-5124

Mortgage

Document Number	0005400000000772
Date	Dec 28, 2022
Book Page	0000000540/0000000772
Instrument	207316

Lender

Name	STUDIO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Jan 1, 2020

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Oct 30, 2017
Property Address	325 SILVER POINT RD, SILVER POINT, TN 38582-7983
Book / Page	000419 / 000062
Instrument Date	Oct 27, 2017
Instrument	180868
Transaction Type	Transfer
Record Updated	Aug 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,256.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 MONTCLAIR AVE MURFREESBORO TN 371291033, MURFREESBORO, TN 37129-1033

Mortgage

Document Number	0000180868
Date	Oct 30, 2017
Book Page	000419/000065
Instrument	180868

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+45%)	$66,475 (-) Land $12,500 Building $53,975
2023		$66,475 (-) Land $12,500 Building $53,975
2022	$1,151.00	$66,475 Land $12,500 Building $53,975	$265,900 (-) Land $50,000 Building $215,900
2021			$265,900 Land $50,000 Building $215,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

No cell data coverage reported

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